EDISON BLOG

Category: Personal Safety

National Childhood Injury Prevention Week


September 1st to 7th was National Childhood Injury Prevention Week. According to the CDC, 9.2 million children visit emergency rooms annually, due to unintentional injuries.  Here is some information on common child injuries, and prevention tips:
 
The National Institute of Child Health and Human Development found falls to be the most popular cause of nonfatal injuries for children 0-19 years old, resulting in 8,000 emergency room visits every day. Other common causes of pediatric injuries include:
 
  • Motor vehicle accidents
  • Suffocation
  • Drowning
  • Poisoning
  • Burns
 
Prevent childhood injuries by following these easy tips:
 
  1. Make sure your child’s car seat is tight.
  2. Secure and anchor home furniture.
  3. Check smoke and carbon monoxide alarms monthly.
  4. Move your toxic products and medicines to an area out of reach.
  5. Check for small items to prevent children from choking.
 
We hope you take these tips into consideration and help prevent childhood injuries. For more information detail on pediatric injuries, visit safekids.org.
 
 
As a Florida homeowner, it is important to protect your property should the unexpected occur. Sufficient insurance coverage to fit the needs of your family is available through Edison Insurance Company. Should you have any questions or concerns about your policy, contact your agent, or call us at 866-568-8922. 

Items You Should Have in Your Hurricane Supply Kit


 
September is known to be the statistical peak of hurricane season. As we saw with the devastating 2017 Atlantic Hurricane Season, it is crucial to be prepared for the unexpected. If you have not already, now is the time to stock up on all your hurricane supplies. If you wait until the last minute to purchase supplies when a hurricane is approaching, some essential items may not be available. Here are some items you should have in your hurricane supply kit:
 
  • Have at least a two-week supply of non-perishable food and drinks including:
    • Ready-to-eat canned meats, fruits, and vegetables
    • Comfort foods
    • High-energy foods
    • Water
    • Vitamins
    • Ice
 
  • First Aid Kit:
    • Bandages
    • Wipes
    • Cold packs (non-refrigerated type)
    • Aspirin
    • Gloves
 
  • Tools and Supplies:
    • Scissors
    • Manual can opener
    • Plastic storage containers
    • Paper cups, plates, and plastic utensils
    • Battery-operated radio
    • Flashlight
    • Tape
    • Batteries
 
 
We hope this list helps you know what you should be purchasing for your hurricane preparations.  Remember, water is the most important item for you to buy.  For more suggestions on hurricane safety items, visit the Tips and Tools section of our website. 


Keeping your family and home safe and protected is Edison Home Insurance Company’s number one priority. We have taken a bright and innovative approach to Florida homeowners insurance with coverage options allowing you to customize a policy to best fit your needs. To learn more about Edison Insurance Company, or to get a personalized quote, call us at (866) 568-8922.

Drive Sober or Get Pulled Over - August 19th to September 5th


 
August 19th to September 5th is Drive Sober or Get Pulled Over, a national campaign founded by The National Highway Traffic Safety Administration to remind us to get home safely. Drunk driving has become a deadly epidemic, taking the lives of more than 10,000 people each year.  Here are some statistics and tips about drinking and driving:
 
According to Traffic Safety Facts, 10,497 people died in drunk driving crashes in 2016.  In addition, the estimated cost of all car crashes in the United States was $242 billion. $44 billion of the $242 billion was because of alcohol-impaired crashes.
 
 
Tips to Prevent Drinking and Driving:
  • Decide on a designated driver, who will not consume alcohol.
  • Ask a friend or family member for a ride.
  • Order a ride-sharing service such as Uber, Lyft, or a cab.
  • Take away someone’s keys if they are trying to drive after drinking alcohol.
 
 
Signs of a Drunk Driver:
  • Vehicles turning too wide
  • Signals are inconsistent with driving actions
  • Swerving
  • Braking suddenly
 
 
Ways to Protect Yourself from a Drunk Driver:
  • Be ready to act quickly
  • Stay at a distance from the vehicle with the impaired driver
  • If you are about to come to a head-on collision with the car being driven by the drunk driver, pull to the right, stop, honk your horn, and flash your lights
  • Call 911 as soon as possible
 
We hope you stay safe, especially this upcoming Labor Day. Be sure to use these tips to drive safely and prevent car accidents.  For additional tips on ways to detect a drunk driver and then protect yourself from a drunk driver, visit Alcohol Problems and Solutions.
 
 
 
Keeping your family and home safe and protected is Edison Home Insurance Company’s number one priority. We have taken a bright and innovative approach to Florida homeowners insurance with coverage options allowing you to customize a policy to best fit your needs. To learn more about Edison Insurance Company, or to get a personalized quote, call us at (866) 568-8922.

Insurance Facts and Prevention Tips: College Theft and Damage


As students head off to college, many are not considering insurance options to keep them protected on-campus. According to the Insurance Information Institute, approximately 50 percent of all on-campus crimes are burglaries.  Many college students may be unaware of the precautions they should take to avoid personal belongings theft or damage. Many parents of college students are unaware their homeowners insurance often will protect their child’s possessions while they are living in on-campus dorms.

Here are some facts on insurance coverage, and some tips for college students to lower their risk of personal belongings theft and damage:
 
Understanding A Student’s Coverage at College:
  • Students under 26 years old who live on-campus are usually covered under their parents’ homeowners insurance policy, under “off-premise” coverage. Each policy is different, so be sure to contact your agent to understand your policy limits.
  • Electronics may have stand-alone insurance depending on the warranty or the benefits used from the credit card it was purchased with.
 
Ways to Lower Your Risk of Theft or Damage of Personal Belongings While on Campus:
  • Leave your valuables at home.
  • Create a dorm inventory by taking pictures or writing down all the items you are taking with you.
  • Do not access personal accounts on public computers.
  • Purchase and use a laptop security cable.
 
College can be a stressful time for students, by considering these tips, and with the help of your Edison Insurance policy, you can be provided with some peace of mind. For more tips on ways to prevent theft or damage of personal belongings at college, visit MarketWatch.
 

Edison Insurance Company knows the importance of keeping your family and home safe and protected. We strive to provide efficient, cost-effective, peace-of-mind protection for our policyholders. To learn more about Edison Insurance Company, please contact (866) 568-8922 or get a quote on our website

Safety Tips: Kids Walking and Biking to School

 


The time has arrived, it is back to school season.  Should you live near your child’s school, having your child walk or bike to school is a great way for them to get exercise and reduce air pollution from cars.  However, walking or biking to school may not always the safest means of transportation, which is why you should follow these tips below:

 
Tips to Tell Your Child When Walking to School:
  • Stay on a safe route with at least one crossing guard at every intersection
  • Walk with at least one friend or sibling
  • Say “no” to strangers who offer rides
  • Do not walk while texting or playing a game
  • Look both ways before crossing the street
 

Tips to Tell Your Child for Biking to School:
  • Ride on the right side of the sidewalk
  • Wear a helmet
  • Practice taking the bike route to school before the first day
  • Only cross the street when the walking/biking light or crossing guard indicates to do so
  • Try to use hand signals when turning
 

We hope you relay these tips to your little ones.  This way you can have a worry-free back to school season and feel confident your child will safely get to school.  For more information on tips to tell your child for walking or biking to school, visit healthchildren.org or the National Safety Council.
 
 
 
Keeping your family and home safe and protected is Edison Home Insurance Company’s number one priority. We have taken a bright and innovative approach to Florida homeowners insurance with coverage options allowing you to customize a policy to best fit your needs. To learn more about Edison Insurance Company, or to get a personalized quote, call us at (866) 568-8922.
 
 

July is UV Safety Awareness Month



 
As Florida residents, having fun in the sun is great, however, it also important to remember the sun can be very harmful if we are not careful. The sun emits Ultraviolet (UV) waves which can be very dangerous to our bodies if proper precautions are not taken. According to the AIM at Melanoma Foundation, Florida ranks second in the United States for the highest rate of new melanoma cases. With July being UV Safety Awareness Month, Edison Insurance Company would like to ensure you and your family enjoy a fun and healthy summer. Here are some tips for your protection:
 
  • Wear proper clothing: If you plan on being outside most of the day, cover your body as much as possible. 
 
  • Slather on the SPF: The FDA regulates for sunscreen to have a minimum SPF of 15 to protect against UV-A and UV-B rays. It is also recommended to apply sunscreen 30 minutes before you leave the house, and reapply every 2-3 hours.
 
  • Protect your eyes: Wear hats and sunglasses to protect your eyes from the sun as many are not aware of between UV rays causing eye damage.
 
  • Seek Shade: The sun is at its strongest between the hours of 10 am to 4 pm. It is recommended to stay out of the run during those hours.
 
Protecting yourself and family from the dangers of sun exposure is essential for a happy, healthy, and safe summer. For more information on UV protection, click here
 
 
Keeping your family and home safe and protected is Edison Home Insurance Company’s number one priority. We have taken a bright and innovative approach to Florida homeowners insurance with coverage options allowing you to customize a policy to best fit your needs. To learn more about Edison Insurance Company, or to get a personalized quote, call us at (866) 568-8922.
 

Keep it Cool in the Heat of the Summer



 

As Floridians, we can become used to the hot weather. However, in the summer months, hot days mixed with high humidity can cause dangerous heat-related illnesses. Did you know, 2017 was the hottest year to date in Florida? According to the National Centers for Environmental Information (NCEI), the highest daily maximum temperature in Florida on record was reported in Tampa, reaching 96◦F on April 29, 2017.  With the temperatures expected to keep climbing this year, stay cool by following these simple tips:
 
  • Drink lots of water:  The hotter the temperature is outside, the harder your body must work to cool itself off. A little perspiration is a good thing, as it means our body is successfully cooling down.  However, excessive sweating can be dangerous if the body is not replenished with the appropriate fluids.  Drink as much water as you can throughout the day especially while outdoors.
 
  • Wear appropriate clothing: Wear light, loose-fitting clothing to stay cool and comfortable. Try and avoid wearing dark colors and opt for lighter colored clothing, as they are more likely to reflect the sun's radiation.
 
  • Stay indoors: When the temperatures climb throughout the day, try to seek share or stay in the air conditioning.
  
  • Know the symptoms of heat-related illnesses including:
    • High body temperature (fever above 103◦F)
    • Nausea or vomiting
    • Muscle cramps
    • Weakness or dizziness
Should you experience any of these symptoms, seek medical assistance as soon as possible.

 
We hope you take these tips into consideration to make the most out of your summer. For more information on heat safety, click here.
 


 Thank you for visiting our blog. The safety of you and your family is Edison Insurance Company’s top priority. For more information on homeowners insurance in Florida, or to get a quote, call us at 866-568-8922. 

Camp Safely this Summer



Planning a summer camping vacation is a great option for creating lifelong memories. Florida is home to many great campsites. However, camping holds some dangers, and the safety of your family should be at the forefront of your camping experience. Here are a few safety tips you should consider before departing on your next camping trip:
 
Choose the right site: It is best to do some research on the site and surrounding areas of your campsite. Consider geographic limitations and the medical needs of your fellow campers, as limited amenities may be available on the campgrounds.

Be weather wise:  Before departing, be sure to check the forecast for the duration of your trip. It is also a good idea to pack some extra clothing and supplies in case the weather should change.

Pack Properly: Pack the proper clothing and footwear for the climate and terrain you will be traversing. Do not forget to pack the essentials for a trip outdoors including sunscreen, bug spray, and a first aid kit. Should you be partaking in activities such as a biking, kayaking, or boating,  remember to bring helmets, life-jackets, and other necessary gear.

Keep food safe: Bring plenty of food and water along with you on your camping trip. Keep your food in airtight waterproof bags to avoid contamination.  Be sure to pack your perishable foods in coolers, at safe temperatures.

Watch out for wildlife: A camping adventure in the wild means you may be surrounded by some animals which may be unfamiliar and dangerous. Keep your eye out for snakes, spiders, deer, bears, and more. A good rule of thumb is to keep your distance, and never approach a wild animal.
 
We hope you follow these tips to ensure your family camping trip is safe, healthy, and fun. Enjoy your adventure outdoors with your fellow campers this summer.
 
Edison Insurance Company has taken a bright and innovative approach to FL homeowners insurance with coverage options allowing you to customize a policy to best fit your needs. To learn more about us, or to get a personalized quote, call us at (866) 568-8922.

5 Ways to Keep Your Home Safe While on Summer Vacation


Many families take advantage of the summer months while school is out to take their vacations. Aside from packing your bags and setting up your trip itinerary, you should also consider protecting your home and belongings while you are away. Consider these five tips before departing on vacation:
 
  1. Lock up: Before you depart, take a few moments to set your home security systems and double check all the doors and windows are closed and locked.
 
  1. Trust in a friend or neighbor:  Nothing says, “we are on vacation” more than mail piling up in your mailbox and on your front door. Have a trusted neighbor or friend nearby keep an eye on your home, and collect your mail while you are away.  Should you be gone for an extended period of time, you may want to contact the post office and stop your mail from being delivered until you have returned.
 
  1. Make your home look occupied: Making your home appear is one of the most effective ways to deter a burglar. Set lights on a timer both inside and outside to make it appear like someone is home. Mow the lawn right before you leave so it doesn’t grow too tall, as uncut grass will attract unwanted attention.
 
 
  1. Protect your valuables:  Reduce the chances of a theft by keeping your valuables in a safe location. Whether you choose to keep items in a lockbox, drawer, or safe be sure they are somewhere you can remember and track your home inventory.
 
  1. Avoid posting on social media: By posting vacation photos on social media, you are telling many you are out of town. Although it is tempting to post your vacation photos right away, it is recommended to wait until you have returned to protect your home and valuables.
 
 
Enjoy your well-deserved vacation, and in case the unfortunate occurs, you can rest assured Edison Insurance Company has you covered.
 
 
 Thank you for visiting our blog. The safety of you and your family is Edison Insurance Company’s top priority. For more information on homeowners insurance in Florida, or to get a quote, call us at 866-568-8922. 

3 Common Misconceptions about Flood Insurance

 
 
Floods can occur anytime and anywhere. In fact, they are the number one disaster in the United States. One of the most important things you can do to protect your possessions and assets is to purchase flood insurance.  Here are three common flood insurance misconceptions, and the truths you should know:
 
Misconception: Homeowners Insurance covers flood damage.
Truth:  A standard home, condo, or renter’s insurance policy does not cover flood damage. To be protected in the event of a flood, you must purchase flood insurance.  Homeowners Insurance may cover water damage, such as a hole in your roof or pipe leak, but will not cover flood-inducing risks such as storm surge or torrential rainfall. You would need to purchase flood insurance to protect your home from flood losses.
 
 Misconception: You must live in a high-risk flood plain to purchase flood insurance.
Truth: Every home, especially in Florida, is at some level of risk of flooding. Everyone should obtain flood insurance, regardless of their home’s level of risk. It only takes one inch of flood water to produce thousands of dollars in damages. According to FEMA, roughly 25% of all flood claims come from moderate to low risk areas.
 
Misconception: Flood insurance can only be purchased through the NFIP.
Truth: Flood Insurance can also be purchased through private carriers, like Edison Insurance Company.  Edison offers our policyholders flood coverage which is currently not offered through the NFIP, though a certified flood endorsement. Our flood endorsement is designed to cover your personal possessions to your selected coverage amount, and eliminates the need for a standalone flood insurance policy.  For more information, or to see if you are eligible for flood insurance with Edison Insurance Company, speak to your agent today.
 
 
 
The safety of you and your family is Edison Insurance Company’s top priority. Our mission is to provide quality coverage at competitive rates while providing exceptional service. For more information on homeowners insurance in Florida, or to get a quote, call us at 866-568-8922. 
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