EDISON BLOG

Category: Travel Safety

Keep it Cool in the Heat of the Summer



 

As Floridians, we can become used to the hot weather. However, in the summer months, hot days mixed with high humidity can cause dangerous heat-related illnesses. Did you know, 2017 was the hottest year to date in Florida? According to the National Centers for Environmental Information (NCEI), the highest daily maximum temperature in Florida on record was reported in Tampa, reaching 96◦F on April 29, 2017.  With the temperatures expected to keep climbing this year, stay cool by following these simple tips:
 
  • Drink lots of water:  The hotter the temperature is outside, the harder your body must work to cool itself off. A little perspiration is a good thing, as it means our body is successfully cooling down.  However, excessive sweating can be dangerous if the body is not replenished with the appropriate fluids.  Drink as much water as you can throughout the day especially while outdoors.
 
  • Wear appropriate clothing: Wear light, loose-fitting clothing to stay cool and comfortable. Try and avoid wearing dark colors and opt for lighter colored clothing, as they are more likely to reflect the sun's radiation.
 
  • Stay indoors: When the temperatures climb throughout the day, try to seek share or stay in the air conditioning.
  
  • Know the symptoms of heat-related illnesses including:
    • High body temperature (fever above 103◦F)
    • Nausea or vomiting
    • Muscle cramps
    • Weakness or dizziness
Should you experience any of these symptoms, seek medical assistance as soon as possible.

 
We hope you take these tips into consideration to make the most out of your summer. For more information on heat safety, click here.
 


 Thank you for visiting our blog. The safety of you and your family is Edison Insurance Company’s top priority. For more information on homeowners insurance in Florida, or to get a quote, call us at 866-568-8922. 

Camp Safely this Summer



Planning a summer camping vacation is a great option for creating lifelong memories. Florida is home to many great campsites. However, camping holds some dangers, and the safety of your family should be at the forefront of your camping experience. Here are a few safety tips you should consider before departing on your next camping trip:
 
Choose the right site: It is best to do some research on the site and surrounding areas of your campsite. Consider geographic limitations and the medical needs of your fellow campers, as limited amenities may be available on the campgrounds.

Be weather wise:  Before departing, be sure to check the forecast for the duration of your trip. It is also a good idea to pack some extra clothing and supplies in case the weather should change.

Pack Properly: Pack the proper clothing and footwear for the climate and terrain you will be traversing. Do not forget to pack the essentials for a trip outdoors including sunscreen, bug spray, and a first aid kit. Should you be partaking in activities such as a biking, kayaking, or boating,  remember to bring helmets, life-jackets, and other necessary gear.

Keep food safe: Bring plenty of food and water along with you on your camping trip. Keep your food in airtight waterproof bags to avoid contamination.  Be sure to pack your perishable foods in coolers, at safe temperatures.

Watch out for wildlife: A camping adventure in the wild means you may be surrounded by some animals which may be unfamiliar and dangerous. Keep your eye out for snakes, spiders, deer, bears, and more. A good rule of thumb is to keep your distance, and never approach a wild animal.
 
We hope you follow these tips to ensure your family camping trip is safe, healthy, and fun. Enjoy your adventure outdoors with your fellow campers this summer.
 
Edison Insurance Company has taken a bright and innovative approach to FL homeowners insurance with coverage options allowing you to customize a policy to best fit your needs. To learn more about us, or to get a personalized quote, call us at (866) 568-8922.

5 Ways to Keep Your Home Safe While on Summer Vacation


Many families take advantage of the summer months while school is out to take their vacations. Aside from packing your bags and setting up your trip itinerary, you should also consider protecting your home and belongings while you are away. Consider these five tips before departing on vacation:
 
  1. Lock up: Before you depart, take a few moments to set your home security systems and double check all the doors and windows are closed and locked.
 
  1. Trust in a friend or neighbor:  Nothing says, “we are on vacation” more than mail piling up in your mailbox and on your front door. Have a trusted neighbor or friend nearby keep an eye on your home, and collect your mail while you are away.  Should you be gone for an extended period of time, you may want to contact the post office and stop your mail from being delivered until you have returned.
 
  1. Make your home look occupied: Making your home appear is one of the most effective ways to deter a burglar. Set lights on a timer both inside and outside to make it appear like someone is home. Mow the lawn right before you leave so it doesn’t grow too tall, as uncut grass will attract unwanted attention.
 
 
  1. Protect your valuables:  Reduce the chances of a theft by keeping your valuables in a safe location. Whether you choose to keep items in a lockbox, drawer, or safe be sure they are somewhere you can remember and track your home inventory.
 
  1. Avoid posting on social media: By posting vacation photos on social media, you are telling many you are out of town. Although it is tempting to post your vacation photos right away, it is recommended to wait until you have returned to protect your home and valuables.
 
 
Enjoy your well-deserved vacation, and in case the unfortunate occurs, you can rest assured Edison Insurance Company has you covered.
 
 
 Thank you for visiting our blog. The safety of you and your family is Edison Insurance Company’s top priority. For more information on homeowners insurance in Florida, or to get a quote, call us at 866-568-8922. 

5 Ways to Make Your Home Safer



 
As a homeowner, you already know the basics. Locking your front doors, looking through the peephole, or asking “Who is it?” before opening the door, and setting the alarm are usually done by instinct. However, there is more we can do to protect our homes in just 5 simple steps:
 
Examine all doors in your home for potential weaknesses: To prevent intruders from kicking your door in, use a solid wood or steel door, instead of a hollow lightweight door. If you have sliding doors, inspect the locks to make sure they are sturdy. For extra protection, use a rod or metal stick to stop the door from sliding open, even after you have locked it. This method also prevents small children from sliding the door open and injuring themselves.
 
Use longer, tougher screws: The screws in your deadbolt strike plate (the piece of metal where the deadbolt latch goes into the door's frame) should be at least three inches long to ensure the plate is sturdy and not easily knocked out.
 
Warning signs: Intruders generally seek the easiest target. If you are using a security company for an alarm system such as ADT, don’t hesitate to hang a sign or stick a decal on your doors and windows. Let everyone know your home security system is armed and ready.
 
Be creative: If an intruder does manage to enter your home, they will attempt to grab the most valuable items in a short period. Instead of placing your valuables in obvious places like the dresser drawer and bedside table, put them in a hidden safe and instead. You can even use little tricks such as leaving an old, worthless laptop or shiny costume jewelry out where they can see. It is unfortunate if your home is burglarized, but at least you’ll be able to protect most of your belongings.
 
Practice safety measures when going on vacation: Simple steps such as placing your mail on hold, setting timers on your lights, and parking your vehicle in the garage make it difficult for people to you are planning a trip. 



Thank you for visiting our blog. Hopefully, you came away with some great home insurance and safety tips. Edison Insurance Company’s mission is to provide quality coverage at competitive rates while providing exceptional service.  For more information on Florida homeowners insurance or to get a quote, please call (866) 568-8922.

Tips for Traveling with Kids Over the Holidays



Traveling with children can be a challenge on any day, but if you’re headed to the airport over the holiday season, you may want to keep these tips in mind:
 
If possible, sign up for pre-check: In order to get through TSA lines much faster, it is a good idea to sign up for pre-check. This means not having to take your laptops out of your bag or having to take your shoes off (kids too). Pre-check makes for a hassle-free TSA experience.
 
Wrap on arrival: You’ll want to avoid carrying gift bags by hand when you have kids with you. Pack all gifts in one suitcase and wrap everything once you’ve arrived at your destination.
 
Don’t wake the kids: If you plan on catching a red-eye, dress your children appropriately before they go to bed. Comfortable clothing such as long-sleeved onesies or sweat suits are great for the chilly airport. If they’re small enough, all you’ll have to do when you’re ready to go is carry them to the car. When you arrive at the airport, you can use strollers to get to your destination easily. Unless you have night owls on your hands, your children will more than likely not opt to be awake during those hours.
 
Take advantage of early boarding: Most airlines usually call parents with small children to board first. By boarding early, you can take your time getting your bags into the overhead compartment and get your children settled down and buckled in. Be sure to carry portable devices or books to keep your children busy. Don’t forget the headphones!
 
Bring LOTS of snacks: Food always cures hunger and a case of the grumps. Be sure to travel with your kids’ favorite snacks in case they start to get a little grumpy.
 
Travel Necessities: Be sure to carry enough diapers, milk/formula, wipes and changes of clothing for your children. Anything can happen, so it’s best to be over prepared in situations like this. You should place these items in a bag which can fit under your seat for easy access. Don’t forget to be courteous and always change your child in the bathroom whether you are in the airport terminal or on the plane.
 
Purchase travel insurance: Travel insurance can protect you when your trip needs to be canceled because of the weather, or even a death in the family. If you need to cancel your trip for a variety of reasons, this can really come in handy. There are several types of travel insurance, including Trip Cancellation, Lost Baggage, Medical, Dental, Emergency Evacuation, 24 Hour Traveler Assistance, Baggage Delay, Travel Delay, and Accidental Death Coverages.
 
Most importantly, have fun! Traveling with kids doesn’t have to be a hassle. As long as you’re prepared, everything should go smoothly. Have a safe and happy holiday season! 


Keeping your family and home safe and protected is Edison Home Insurance Company’s number one priority. We have taken a bright and innovative approach to FL homeowners insurance with coverage options allowing you to customize a policy to best fit your needs. To learn more about Edison Insurance Company, or to get a personalized quote, call us at (866) 568-8922.

 

Hiking Safety Tips


Hiking is a wonderful activity offering countless benefits for its participants, and above all else, is free! According to the American Hiking Society, Those who engage in aerobic exercises, such as hiking, enjoy increased cardiorespiratory fitness, improved muscle strength, better sleep quality, lower risk of depression and most importantly, the opportunity to enjoy the beauty of nature. However, there are inherent safety risks for those that hike, so heed the following precautions to have a safe, and fun experience on the trails.

Follow the rules of the trail

In many state and national parks, hiking trails will be marked with signs to brief you on any potential dangers in the area, including wildlife, sharp declines or inclines, and hazardous rock formations to look out for. heed any warnings and follow the rules posted on these signs to ensure your safety on the trails. Also, you should follow the unwritten rules of trail etiquette as a courtesy to fellow hikers on the trial.

Select proper footwear

Your shoes are the single most important piece of equipment to consider when going for a hike. Proper hiking shoes or boots will help you get the most out of your hiking experience because they provide traction to keep you safe while ascending or descending mountains, offer waterproofing to keep your feet dry while crossing rivers or creeks, and provide necessary support to avoid injuries. On the same token, improper footwear can wreak havoc on your hike and cause injuries, blisters, and discomfort.

Listen to your body

When hiking, it is extremely important you pay attention to how your body feels. At the first sign of discomfort, you should stop and address it because when you are out on a trail, there are no medical care providers to help you. If your legs are aching, take a break and rest. If you have a headache, stop for a sip of water and a snack. If you have foot pain, stop and check to see if you have a blister. It is crucial that you address any injuries as early as possible, because this can help stop them in their tracks before they get worse.

Carry a first aid kit

On a hiking trail in the backcountry, a first aid kit can be the difference between a minor cut that can cause a small set back and a serious infection that can derail your entire trip. A first aid kit is your only line of defense against injuries in the wild, so make sure that you have one packed in case you face any medical emergencies, major or minor. A proper first aid kit should include moleskin to treat blisters, bandages for cuts and wounds, antiseptic towelettes and antibiotic ointment, at the very least.

Bring ample food and water

Having adequate food and water is essential for a successful hike. Your body burns more calories than normal when traversing uphill trails, and hiking at an incline can dehydrate the body. To maintain high bodily function, bring more than enough food and water, as well as a way to purify water if you run out. A wrong turn on the hiking trail or a simple injury can extend the length of your trip, and having extra food and water can prove to be a lifesaver. 


Edison Insurance Company’s mission is to provide quality coverage at competitive rates while providing exceptional service.  For more information, or to get a quote, please call (866) 568-8922.

Most Dangerous Animals in Florida


 
The state of Florida possesses many different types of ecosystems and a humid, warm climate throughout the year, it is a natural landing spot for a great variety of animals. As summer draws to a close and the weather cools, you will surely spend more time outdoors and it is important to recognize animals which pose a threat to you, and how to protect yourself in the event that you encounter them.

Spiders

Although spiders are tiny in size, they can pose a huge risk to your health if bitten by them. Florida is renowned for two of its most venomous spiders, the Brown Recluse Spider and the more famous Black Widow. The Brown Recluse prefers to hide in dark, covered spaces its bite injects venom which deteriorates human flesh if not treated. The Black Widow has an easily-recognizable red pattern on its back and likewise, has a venomous bite. Thankfully, there is an antivenom available to treat bites from both spiders which can be managed if treated quickly.

Snakes

In Florida, there a few snakes to watch out for when spending time outdoors. Although snakes are not typically aggressive and feed only on small rodents, they are known to bite humans if they feel threatened by accidentally encroaching on their territory. Burmese pythons, coral snakes, and copperheads are all snakes to look out for, but water moccasins are the most dangerous because of their venomous bite and because they live on in fresh water and on land, posing danger to fisherman on the sides of waterways such as canals and rivers.

Alligators

Florida is famous for its alligators, which are known to have the strongest bite of any animal in the world. These massive reptiles live in fresh water and are adept at blending in with their surroundings, making them difficult to spot. If you encounter one, be sure to keep a safe distance and avoid any sudden movements which can be deemed as predatorial by the alligator. Fortunately, alligators typically avoid humans as much as they can when faced by them.

Marine Animals

While many beachgoers are reluctant to enter the waters of our Florida beaches because of the prospect of sharks, there are many other marine animals posing a greater risk to them. Shark encounters are extremely rare for Florida beaches; however, it is more likely you will encounter a jellyfish or Portuguese Man-o-War. Both animals float on the surface of the waters and are transparent, making them hard to spot. These animals have stinging tentacles that can cause severe pain to humans if they are stung, and require immediate medical attention. It is in your best interest to heed the dangerous marine life flags, which notify visitors to stay out of the water because jellyfish or Man-o-Wars are present.

Although Florida does contain some dangerous animals, enjoy all the beautiful outdoor adventures our great state has to offer. If you are able to identify some of these animals and know how to reduce the chance of encountering them, you will have a safer, and more enjoyable time outdoors. 


Allow Edison Insurance Company to shine our light on you and your family by insuring your home, condominium, and precious belongings. Should the unexpected occur, you will be our focus while we restore your home. To learn more about Edison Insurance Company, please give us a call for a home insurance quote at 866-568-8922 or visit our website.

Zika Virus Emphasizes the Importance of Insect Repellent


Zika Virus  is a mosquito-borne RNA (ribonucleic acid) Flavivirus. Flaviviruses are named from the yellow fever virus. The Flavivirus genus includes multiple human viral infections, including Yellow Fever, West Nile, Dengue and tick-borne Encephalitis. The Zika virus was first reported in Brazil in May of 2015.
 
As of March 28, 2017, there were 1,716 pregnant women with laboratory evidence of possible Zika Virus infection in the U.S. and District of Columbia and there are currently 3,461 in US Territories. These numbers reflect the number of pregnancies which have been reported to the pregnancy surveillance systems. Contracting Zika during pregnancy could cause a serious birth defect called Microcephaly, along with brain defects. There is currently no evidence of past Zika infections affecting future pregnancies.
 
Here’s what to look out for:
 
Symptoms: According to the CDC (Centers for Disease Control and Prevention), the most common symptoms of Zika are fever, rash, headache, joint pain, Conjunctivitis, and muscle pain. These symptoms are usually mild and can last for several days to a week.
 
Diagnosis: Zika virus usually remains in the blood of an infected person for about a week. If you have any of the above symptoms, you should see a doctor right away so they can test a sample of your blood or urine to confirm Zika or any other virus. Your doctor may ask about recent travel or specific symptoms, so make a note of everything you are experiencing. If you are pregnant and think you are experiencing any symptoms, view this checklist, which contains important resources, before you head to the doctor.
 
Prevention: Always use mosquito repellent when outdoors or on a camping trip, especially if you are in an area with high reports of Zika Virus. Be sure to follow the instructions on the bottle and know the age restrictions. While camping, you could use an additional clip on mosquito repellent on top of your bug spray, use citronella oil or safely burn citronella candles (while you are awake).
 
Home: Look for standing water surrounding your home and take proper measures to get rid of it. Keep fountains clean and flowing. You can also purchase an outdoor spray treatment for your home and spray a few times each year to prevent mosquitos from coming near. Inspect your home’s window/door screens for holes or spaces, and install/replace screens if necessary.
 
Clothing: Although mosquitos are out during the day, they are found to be most active at night. It is best to wear long sleeves and long pants at night to avoid being bitten. You should continue to re-apply your bug spray, since it is still possible to be bitten through clothing.
 
Although the Zika Virus is the main concern right now, remember there are many other viruses you could come into contact with, such as Lyme Disease, West Nile Virus, Malaria and many more. In order to protect yourself, you should always wear mosquito repellent and use these suggested prevention techniques. For more information on this topic, visit www.cdc.gov.


Thank you for visiting our blog. Hopefully, you came away with some great home insurance and safety tips. Edison Insurance Company’s mission is to provide quality coverage at competitive rates while providing exceptional service.  For more information on Florida homeowners insurance or to get a quote, please call (866) 568-8922.

Travel Insurance 101


 
Most people often have to think before they add insurance to their travel plans, but the few extra dollars it costs to insure your trip, could actually save you in the long run. A vacation or trip can sometimes cost thousands of dollars, so it is extremely important you cast your safety net.
 
What is Travel Insurance?
 
There are several types of travel insurance, including Trip Cancellation, Lost Baggage, Medical, Dental, Emergency Evacuation, 24 Hour Traveler Assistance, Baggage Delay, Travel Delay, and Accidental Death Coverages. Some policies may also offer options for rented cars such as Collision/Damage coverage. There are policies which offer all of these options in a bundle, or separately depending on the type of trip you are taking. In the case you may need to cancel your trip due to illness or unforeseen events, your travel insurance will come in handy.
 
Trip Cancellation Insurance:
 
This should not be confused with a Cancellation Waiver, which many cruise and tour operators offer which provides coverage should you have to cancel the trip. Waivers usually cost around $40-$60, but they have limitations, such as the time period in which you may cancel. Most waivers don’t cover you if you cancel right before the trip (which is when most people cancel) or after the trip has begun.
 
Trip Cancellation Insurance would reimburse you if the cruise line or tour operator has gone out of business, or if you have to cancel the trip due to illness, death, or other scenarios listed in your policy. Even if you or a family member are injured during the trip, most policies would reimburse you for the unused portion of the trip.
 
The cost of this type of insurance can range between 5-7% of the cost of the vacation. While you may think or hope everything will be fine, it could be in your best interest to consider insuring your trip.
 
Lost Baggage:
 
This is every traveler’s nightmare. From the time you check your bags in, there is usually a moment of anxiety until it appears again on the belt at your given destination. This type of coverage comes into effect if your personal belongings are lost, stolen or damaged during travel. It may be a good idea to check with your airline or trip operator to see how much coverage they offer for your belongings.
 
Medical:
 
If you or your family member had to be airlifted or transported to a hospital due to an accident, or if you needed to stay in a foreign hospital for an extended period of time, your policy would provide coverage. It should also provide coverage if you needed to fly home because you weren’t feeling well during the trip. You should also check with your current health insurance provider and find out what type of coverage you already have for travel.
 
Accidental Death:
 
In the event the worse thing happens, and you or a family member pass away on your trip, travel insurance would provide a variety of coverages. If you already have a life insurance plan, this may be unnecessary, however, taking a moment to learn more about accidental death coverage may be something to consider before embarking on your next adventure.
 

Certain credit card companies offer travel-related services and coverage and you could also purchase it from either a travel agent or directly from an insurer who specializes in travel-related coverage. Before booking your trip, have a discussion with your family to decide if travel insurance could be beneficial.
 
We hope these suggestions will help you when making the decision to purchase travel insurance. Safe travels.


Keeping your family and home safe and protected is Edison Home Insurance Company’s number one priority. We have taken a bright and innovative approach to FL homeowners insurance with coverage options allowing you to customize a policy to best fit your needs. To learn more about Edison Insurance Company, or to get a personalized quote, call us at (866) 568-8922.