EDISON BLOG

Category: Summer Safety

July is UV Safety Awareness Month



 
As Florida residents, having fun in the sun is great, however, it also important to remember the sun can be very harmful if we are not careful. The sun emits Ultraviolet (UV) waves which can be very dangerous to our bodies if proper precautions are not taken. According to the AIM at Melanoma Foundation, Florida ranks second in the United States for the highest rate of new melanoma cases. With July being UV Safety Awareness Month, Edison Insurance Company would like to ensure you and your family enjoy a fun and healthy summer. Here are some tips for your protection:
 
  • Wear proper clothing: If you plan on being outside most of the day, cover your body as much as possible. 
 
  • Slather on the SPF: The FDA regulates for sunscreen to have a minimum SPF of 15 to protect against UV-A and UV-B rays. It is also recommended to apply sunscreen 30 minutes before you leave the house, and reapply every 2-3 hours.
 
  • Protect your eyes: Wear hats and sunglasses to protect your eyes from the sun as many are not aware of between UV rays causing eye damage.
 
  • Seek Shade: The sun is at its strongest between the hours of 10 am to 4 pm. It is recommended to stay out of the run during those hours.
 
Protecting yourself and family from the dangers of sun exposure is essential for a happy, healthy, and safe summer. For more information on UV protection, click here
 
 
Keeping your family and home safe and protected is Edison Home Insurance Company’s number one priority. We have taken a bright and innovative approach to Florida homeowners insurance with coverage options allowing you to customize a policy to best fit your needs. To learn more about Edison Insurance Company, or to get a personalized quote, call us at (866) 568-8922.
 

Keep it Cool in the Heat of the Summer



 

As Floridians, we can become used to the hot weather. However, in the summer months, hot days mixed with high humidity can cause dangerous heat-related illnesses. Did you know, 2017 was the hottest year to date in Florida? According to the National Centers for Environmental Information (NCEI), the highest daily maximum temperature in Florida on record was reported in Tampa, reaching 96◦F on April 29, 2017.  With the temperatures expected to keep climbing this year, stay cool by following these simple tips:
 
  • Drink lots of water:  The hotter the temperature is outside, the harder your body must work to cool itself off. A little perspiration is a good thing, as it means our body is successfully cooling down.  However, excessive sweating can be dangerous if the body is not replenished with the appropriate fluids.  Drink as much water as you can throughout the day especially while outdoors.
 
  • Wear appropriate clothing: Wear light, loose-fitting clothing to stay cool and comfortable. Try and avoid wearing dark colors and opt for lighter colored clothing, as they are more likely to reflect the sun's radiation.
 
  • Stay indoors: When the temperatures climb throughout the day, try to seek share or stay in the air conditioning.
  
  • Know the symptoms of heat-related illnesses including:
    • High body temperature (fever above 103◦F)
    • Nausea or vomiting
    • Muscle cramps
    • Weakness or dizziness
Should you experience any of these symptoms, seek medical assistance as soon as possible.

 
We hope you take these tips into consideration to make the most out of your summer. For more information on heat safety, click here.
 


 Thank you for visiting our blog. The safety of you and your family is Edison Insurance Company’s top priority. For more information on homeowners insurance in Florida, or to get a quote, call us at 866-568-8922. 

Camp Safely this Summer



Planning a summer camping vacation is a great option for creating lifelong memories. Florida is home to many great campsites. However, camping holds some dangers, and the safety of your family should be at the forefront of your camping experience. Here are a few safety tips you should consider before departing on your next camping trip:
 
Choose the right site: It is best to do some research on the site and surrounding areas of your campsite. Consider geographic limitations and the medical needs of your fellow campers, as limited amenities may be available on the campgrounds.

Be weather wise:  Before departing, be sure to check the forecast for the duration of your trip. It is also a good idea to pack some extra clothing and supplies in case the weather should change.

Pack Properly: Pack the proper clothing and footwear for the climate and terrain you will be traversing. Do not forget to pack the essentials for a trip outdoors including sunscreen, bug spray, and a first aid kit. Should you be partaking in activities such as a biking, kayaking, or boating,  remember to bring helmets, life-jackets, and other necessary gear.

Keep food safe: Bring plenty of food and water along with you on your camping trip. Keep your food in airtight waterproof bags to avoid contamination.  Be sure to pack your perishable foods in coolers, at safe temperatures.

Watch out for wildlife: A camping adventure in the wild means you may be surrounded by some animals which may be unfamiliar and dangerous. Keep your eye out for snakes, spiders, deer, bears, and more. A good rule of thumb is to keep your distance, and never approach a wild animal.
 
We hope you follow these tips to ensure your family camping trip is safe, healthy, and fun. Enjoy your adventure outdoors with your fellow campers this summer.
 
Edison Insurance Company has taken a bright and innovative approach to FL homeowners insurance with coverage options allowing you to customize a policy to best fit your needs. To learn more about us, or to get a personalized quote, call us at (866) 568-8922.

5 Ways to Keep Your Home Safe While on Summer Vacation


Many families take advantage of the summer months while school is out to take their vacations. Aside from packing your bags and setting up your trip itinerary, you should also consider protecting your home and belongings while you are away. Consider these five tips before departing on vacation:
 
  1. Lock up: Before you depart, take a few moments to set your home security systems and double check all the doors and windows are closed and locked.
 
  1. Trust in a friend or neighbor:  Nothing says, “we are on vacation” more than mail piling up in your mailbox and on your front door. Have a trusted neighbor or friend nearby keep an eye on your home, and collect your mail while you are away.  Should you be gone for an extended period of time, you may want to contact the post office and stop your mail from being delivered until you have returned.
 
  1. Make your home look occupied: Making your home appear is one of the most effective ways to deter a burglar. Set lights on a timer both inside and outside to make it appear like someone is home. Mow the lawn right before you leave so it doesn’t grow too tall, as uncut grass will attract unwanted attention.
 
 
  1. Protect your valuables:  Reduce the chances of a theft by keeping your valuables in a safe location. Whether you choose to keep items in a lockbox, drawer, or safe be sure they are somewhere you can remember and track your home inventory.
 
  1. Avoid posting on social media: By posting vacation photos on social media, you are telling many you are out of town. Although it is tempting to post your vacation photos right away, it is recommended to wait until you have returned to protect your home and valuables.
 
 
Enjoy your well-deserved vacation, and in case the unfortunate occurs, you can rest assured Edison Insurance Company has you covered.
 
 
 Thank you for visiting our blog. The safety of you and your family is Edison Insurance Company’s top priority. For more information on homeowners insurance in Florida, or to get a quote, call us at 866-568-8922. 

Tips for Walking Your Dog on a Hot Day


As a pet owner, it is extremely difficult to keep your pet indoors for an entire day. As temperatures rise in the summer months, opportunities to let your dog out decrease. You must wonder, “Is it too hot outside to walk my dog?”. Here are some tips for walking your dog on a hot day:
 
Pay attention to your dog: As you get to know your dog, you will learn when something is not right. Signs of exertion include heavy panting, salivating, glassy eyes, fatigue and overall exhaustion overall. If you notice any of these signs, your dog could be at risk for heat stress and you should bring them indoors, as soon as possible for rest and hydration.
 
Protect their skin: Believe it or not, pets need sun protection just like you. There are several sunscreen products available which are safe for pets. Speak to your veterinarian at your dog’s next checkup to find the best method of protection for your pet.
 
Follow the 5 Second Rule: This requires you to lay the back of your hand on the ground for 5 seconds. If you must lift your hand before the 5 second mark, it is too hot to walk your dog. If necessary (and possible), carry your dog to their usual patch of grass to relieve themselves, then head back indoors. For much larger breeds, there are shoes available in pet stores to protect their sensitive paws which can be used for walks on hot days.
 
We hope you will take these suggestions into consideration before walking your dog on extremely hot days. Remember, pets feel what we feel, and it’s our job to protect them. 



Keeping your family and home safe and protected is Edison Home Insurance Company’s number one priority. We have taken a bright and innovative approach to Florida homeowners insurance with coverage options allowing you to customize a policy to best fit your needs. To learn more about Edison Insurance Company, or to get a personalized quote, call us at (866) 568-8922.

 

Did You Know? Your Pets Need Sun Protection Too!


 
While you’re applying your sun screen and getting ready to have some fun in the sun, remember your pets should be protected too. Not all sunscreen products are safe to use on pets, therefore, you should ask your veterinarian for help finding one suitable for your furry family member. Here are some tips to keep your pets safe this summer:
 
Pets feel what you feel: The damaging effects of the sun’s powerful rays can affect your pet the same way it would for you. Believe it or not, pets also have the risk of skin cancer. If you are applying sunscreen, you should be applying it to your pet as well. If you have a pet who loves to lay in the sun all day, they should be using sunscreen on a regular basis to protect their skin.
 
Take measures to provide shady areas: If your pets spend a lot of time in the backyard, consider a large play pen with a sunscreen cover which will protect them from the harsh sun. If the sun falls where your pet “lives” in the house, move their crate, toys and bedding to a shadier part of the house.
 
Think smart: If the temperatures outside are very high, it is best to keep your pets indoors to protect their skin and even the bottom of their feet. You may not realize it since you wear shoes outside, but the pavement can get too hot for your dog to walk on, especially between the hours of 10am and 2pm. If you need to walk your dog, walk with them on the grass to avoid burns and blisters under their feet.
 
The best way to help your pet this summer is to speak to your veterinarian at their next checkup to find the best methods of summer protection for your pet.


Thank you for visiting our blog. Hopefully, you came away with some great home insurance and safety tips. Edison Insurance Company’s mission is to provide quality coverage at competitive rates while providing exceptional service.  For more information on Florida homeowners insurance or to get a quote, please call (866) 568-8922.

Zika Virus Emphasizes the Importance of Insect Repellent


Zika Virus  is a mosquito-borne RNA (ribonucleic acid) Flavivirus. Flaviviruses are named from the yellow fever virus. The Flavivirus genus includes multiple human viral infections, including Yellow Fever, West Nile, Dengue and tick-borne Encephalitis. The Zika virus was first reported in Brazil in May of 2015.
 
As of March 28, 2017, there were 1,716 pregnant women with laboratory evidence of possible Zika Virus infection in the U.S. and District of Columbia and there are currently 3,461 in US Territories. These numbers reflect the number of pregnancies which have been reported to the pregnancy surveillance systems. Contracting Zika during pregnancy could cause a serious birth defect called Microcephaly, along with brain defects. There is currently no evidence of past Zika infections affecting future pregnancies.
 
Here’s what to look out for:
 
Symptoms: According to the CDC (Centers for Disease Control and Prevention), the most common symptoms of Zika are fever, rash, headache, joint pain, Conjunctivitis, and muscle pain. These symptoms are usually mild and can last for several days to a week.
 
Diagnosis: Zika virus usually remains in the blood of an infected person for about a week. If you have any of the above symptoms, you should see a doctor right away so they can test a sample of your blood or urine to confirm Zika or any other virus. Your doctor may ask about recent travel or specific symptoms, so make a note of everything you are experiencing. If you are pregnant and think you are experiencing any symptoms, view this checklist, which contains important resources, before you head to the doctor.
 
Prevention: Always use mosquito repellent when outdoors or on a camping trip, especially if you are in an area with high reports of Zika Virus. Be sure to follow the instructions on the bottle and know the age restrictions. While camping, you could use an additional clip on mosquito repellent on top of your bug spray, use citronella oil or safely burn citronella candles (while you are awake).
 
Home: Look for standing water surrounding your home and take proper measures to get rid of it. Keep fountains clean and flowing. You can also purchase an outdoor spray treatment for your home and spray a few times each year to prevent mosquitos from coming near. Inspect your home’s window/door screens for holes or spaces, and install/replace screens if necessary.
 
Clothing: Although mosquitos are out during the day, they are found to be most active at night. It is best to wear long sleeves and long pants at night to avoid being bitten. You should continue to re-apply your bug spray, since it is still possible to be bitten through clothing.
 
Although the Zika Virus is the main concern right now, remember there are many other viruses you could come into contact with, such as Lyme Disease, West Nile Virus, Malaria and many more. In order to protect yourself, you should always wear mosquito repellent and use these suggested prevention techniques. For more information on this topic, visit www.cdc.gov.


Thank you for visiting our blog. Hopefully, you came away with some great home insurance and safety tips. Edison Insurance Company’s mission is to provide quality coverage at competitive rates while providing exceptional service.  For more information on Florida homeowners insurance or to get a quote, please call (866) 568-8922.

Quick Tips for Kids: Pool Safety


 
May is National Drowning Prevention Month, which is meant to promote water and aquatic safety, drowning prevention and recreational activity safety. As summer approaches, it is important to evaluate your children’s swimming skills and know what steps to take when it comes to water safety.  You should know their strengths, weaknesses, and areas they may need help in when it comes to swimming.
 
Here are some facts from the CDC (Centers for Disease Control and Prevention) on drowning.
 
  • From 2005-2014, there were an average of 3,536 fatal unintentional drownings (non-boating related) annually in the United States — about ten deaths per day. An additional 332 people died each year from drowning in boating-related incidents.
 
  • About one in five people who die from drowning are children 14 and younger. For every child who dies from drowning, another five receive emergency care for nonfatal submersion injuries.
 
  • More than 50% of drowning victims treated in emergency departments (EDs) require hospitalization or transfer for further care (compared with a hospitalization rate of about 6% for all unintentional injuries). These nonfatal drowning injuries can cause severe brain damage which may result in long-term disabilities such as memory problems, learning disabilities, and permanent loss of basic functioning (e.g., permanent vegetative state).
 
Here are some things you can do to avoid a tragedy:
 
  • Supervise children at all times when in or out of the pool. Even if your children are playing around the pool, they still need your undivided attention in case of a slip or fall.
 
  • Be prepared for an emergency. CPR classes are available year-round. It’s simple, all you need to do is search online for a class near you. Learning basic rescue skills could save your child’s life, or even someone else’s. Although the ambulance is called, it does not necessarily mean it can wait. Many rescues are successful because of someone using CPR until the ambulance arrives.
 
  • Teach your children how to swim. Of course, they may not be professional swimmers right away, but enrolling them in swimming lessons could be a game-changer. Should they ever find themselves in trouble, they could apply those skills in a calm manner to get themselves out (or at least hang on until help arrives). Basic skills such as treading water and floating are a must, if they are to be trusted in the water without a floatation device or other assistance.
 
  • Clear toys from the pool after swimming. Smaller children are more likely to follow a ball or toy straight into the pool. Some will even try so hard to reach their toys, they end up falling in unintentionally. If no one is around to help, or witness, there could be a fatal result. It is important to bring all toys inside to avoid temptation.
 
  • Make it clear to your children: Needing help isn’t embarrassing! Some children may be tempted to remove their floatation devices because the other children in the pool are without it. If your child is very hesitant to wear their life jacket and they know the basics of swimming (as listed above), try an alternative, like a pool noodle, boogie board or floating ring they can hold onto while strengthening their swimming. You will need to keep a very close eye on them, but at least it will encourage them to become stronger, instead of ditching the floating devices completely.
 
We hope you will keep these safety tips in mind when your children are ready to take their first dip in the pool this summer. For more information, visit https://www.safekids.org/poolsafety.


Thank you for visiting our blog. Hopefully, you came away with some great home insurance and safety tips. Edison Insurance Company’s mission is to provide quality coverage at competitive rates while providing exceptional service.  For more information on Florida homeowners insurance or to get a quote, please call (866) 568-8922.


 

What You Need to Know About Dry Drowning


 
As summer approaches, it is important to understand what dry drowning is, how to prevent it, and what the signs are. The term “dry drowning” can be a bit confusing since it can seem impossible to drown on dry land. Dry drowning, or secondary drowning, is a buildup of fluid in the lungs which does not occur during submersion in water. It can occur up to 24 hours after swimming.
 
Just because your child is out of the water, does not mean he/she is out of the safe zone. Dry drowning can be difficult to identify, but thankfully there are clear warning signs. All you need to do is look out for these red flags:
 
  • Distressful breathing / Consistent coughing:
Even if they seem fine, any child pulled from the pool because of a near-drowning episode needs medical attention to make sure their lungs are clear, or at least a call to the pediatrician. If your child is old enough, asking them how they are feeling can help you to better evaluate the situation.
 
  • Extreme/Unusual sleepiness:
It is not unusual for a child to be a little sleepy after a day at the pool or beach, but it is very important to keep a close eye on them.
 
  • Unusual behavior:
If you notice your child is unusually forgetful or “woozy”, you should make a call to the doctor right away, or seek medical attention, even if it has been hours after swimming. At this point, it is unlikely their symptoms will just disappear.
 
  • Vomiting:
Vomiting can indicate a lack of oxygen or inflammation. It could also be the result of persistent coughing and gagging as listed above.
 
If you notice any of these signs, your child’s pediatrician should be able to talk you through it or advise you to bring him/her in for further examination. Treatment includes checking the child’s vital signs, oxygen level and work of breathing (measuring the energy it takes for them to inhale and exhale). In the case your child is not able to breathe on his/her own, which is extremely rare, further support may be needed such as ventilation or intubating. The end goal is to make sure your child is breathing well and to increase blood flow to the lungs.
 
There are many ways to prevent dry drowning, such as swimming lessons to teach your child how to properly move through the water and hold their breath appropriately. Monitoring your children and making sure they have flotation devices, if necessary, is also a great idea. At young ages, your children need supervision at all times, even if they are excellent swimmers. Anything can happen, and it is always better to be safe than sorry.


Edison Insurance Company’s mission is to provide quality coverage at competitive rates while providing exceptional service.  For more information on Florida home insurance or to get a quote, please call (866) 568-8922.

Diving into Danger


 
Fact: Very few people know they can break their neck and/or suffer spinal cord injury from diving into water five feet or less. Many people know they can hit the bottom, and have done so, but most have never suffered injury. (Source: http://www.aquaticisf.org/diving.htm)
 
Experiencing such a devastating and irreversible injury is something most people think will never happen to them, until it does. "Shallow" water is considered to be anything from 18 inches to four feet. Very few recreational swimmers consider a depth of five feet to be shallow water. If you think about it, five feet is the approximate average height of an adult male and female (5’10 and 5’4, respectively). Now, think about diving head first into this amount of water.
 
According to the AANS (American Association of Neurological Surgeons), an estimated 11,000 spinal cord injuries occur in the United States each year. Males suffer 81.2 percent of these injuries. Diving is the fourth leading cause of spinal cord injury among males, and the fifth leading cause among females.
 
Here are some precautions you can take before diving into an unknown body of water:
 
  1. When entering an unknown body of water, dive feet first to check the depth and avoid injury. You should never dive a body of water without knowing how deep it is. Watch this video by Neurosurgeon, Kimberly Walpert for more information on why this is so important.
 
  1. When checking the depth of the water, make sure it is deep enough for diving. The distance to the bottom of the water should be double the distance from which you're diving. For example: if the diving board is 4 feet high, the water should be a minimum of 8 feet.
 
  1. Never dive into a lake or ocean, where sand bars or objects below the surface are not visible.
 
  1. Never dive into an above-ground pool. They are simply too shallow and not intended for diving.
 
Please take these suggestions into consideration in order to make this summer as safe and enjoyable as possible. Happy swimming!



Thank you for visiting our blog. Hopefully, you came away with some great home insurance and safety tips. Edison Insurance Company’s mission is to provide quality coverage at competitive rates while providing exceptional service.  For more information on Florida home insurance or to get a quote, please call (866) 568-8922.