Category: Consumer News

The deadline to file for Florida Homestead Exemption is March 1st, 2016

Per the Florida Department of Revenue, any Florida resident who owns and occupies the property as their permanent residence or whose legal or natural dependent occupies the property as their permanent residence on January 1st of the year claiming the exemption, may be eligible to receive a homestead exemption of up to $50,000. The first $25,000 applies to all property taxes. An additional exemption of up to $25,000 more applies to the assessed value on homes between $50,000 and $75,000. The homestead exemption also provides a 3% cap on the 
Once you complete the homestead exemption application and submit it to your county property appraiser’s office, your exemption will automatically renew each year as long as you or your dependents continue to own and reside in the property. Although the homestead exemption may not be transferred — in the event you move from an existing Florida property to a new Florida property — you may be able to transfer all or part of your homestead assessment difference, which will lower the assessed value and the taxes for the new property. Find out more in the Save Our Homes Assessment Limitation and Portability Transfer brochure. 
There are Other Property Tax Benefits available to Florida homeowners, in addition to the homestead exemption — provided the eligibility requirements are met — such as Property Tax Benefits for Active Duty Military and Veterans and Property Tax Benefits for Persons 65 or Older. Click here for answers relating to your Property Tax questions, find out about additional exemptions you may qualify for, or obtain information on the Florida Homestead Exemption and property tax benefits for homestead properties. September 19, 2016 is the "late file" date Florida allows for 2016 exemptions if you miss the March 1st deadline.
Do not delay – complete your Homestead Exemption application today!

Thank you for visiting our blog. Hopefully, you came away with some great home insurance and safety tips. Edison Insurance Company’s mission is to provide quality coverage at competitive rates while providing exceptional service.  For more information, or to get a quote, please call (866) 568-8922.

Severe Weather Awareness Week

This week is “Severe Weather Awareness Week” and it is the perfect time to prepare or review your hazardous weather plans. Most Floridians have learned to be prepared for the June to November hurricane season. However, the recent increase in tornadoes - some of which included hail, have caused considerable damage in the Panhandle and South Florida; and have shown us we must always be on guard and fully prepared to face any potential disaster we may face year-round, including Severe Thunderstorms, Tornadoes, Lightning, and Flood Threats.
There are many ways your family can prepare for severe weather, in addition to stocking up on bottled water and non-perishable food items. One of which is to put an evacuation plan in place and ensure all important documents, including copies of your insurance policies and contact numbers for your insurance agents, are protected and accessible to you. 
Stay informed when severe weather may be approaching your location by visiting the National Weather Service and entering your city or ZIP code. To access information applicable to your particular county, visit the County Emergency Management websites. You may also contact the Storm Hotline at 1-800-227-8676. As summer approaches and you make family travel plans, check the weather along your route using a Road Trip Planner or Flight Tracker on AccuWeather.com. Enjoy peace of mind knowing you and your family are prepared for anything!

Fire Prevention Week

October 4th through 10th is Fire Prevention Week. This week, Edison Insurance Company encourages you to learn ways to protect you, your family, and your home, from a devastating house fire.

Smoke alarms are a crucial part of your home fire escape plan, and according to the National Fire Protection Association (NFPA), functioning smoke alarms located throughout your home can cut the chances of dying or being severely injured in a home fire in half. The NFPA also reports a majority of home fire deaths occur during hours when most people are sleeping. This is why installing smoke alarms on the inside and outside of each bedroom in your home is the theme of this year’s Fire Prevention Week.

Continue to make your fire prevention week a success by following these smoke alarm safety tips below:
  • Interconnect your smoke alarms. When one sounds, they all should sound.
  • Test all the smoke alarms in your home at least once a month. Test them by pressing their test button.
  • Replace your smoke alarms every 10 years.

For more information on smoke alarms and Fire Prevention Week, click here.

Allow Edison Insurance Company to shine our light on you and your family by insuring your home, condominium, and precious belongings. Should the unexpected occur, you will be our main focus while we restore your home. To learn more about Edison Insurance Company, please give us a call for a home insurance quote at 866-568-8922 or visit our website.
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