EDISON BLOG

Archive: January 2017

How Climate Change Can Affect Your Locks


 
We rely on door locks more than we even realize. They are a part of our everyday routine as we enter and leave our homes and cars. When something isn’t working properly, it puts us in quite a jam. It is the moment we realize the importance of this tool. The most common issue surrounding lock trouble is the weather. As temperatures fluctuate, locks can be easily compromised.

During the summer, many homeowners will experience jammed locks, as a result of expanding frames due to the heat. When this happens, locks become stuck in one position and take a lot of effort to turn. This usually occurs with deadbolt locks which can become compressed in the door while the frame swells.

In the winter, even more homeowners struggle with lock issues due to the temperature dropping too low. On the contrary to summer, the locks will contract, which results in a poor fit between the lock and the door.

You can take preventative measures by making sure you are working with experienced and reputable locksmith companies to ensure you are getting a lock which properly fits your door. This reduces the chances of running into weather-related lock issues. You may also want to take an opportunity to replace your wooden door frame with a more durable option to prevent swelling and contracting due to fluctuating temperatures. Also, try lubricating your locks on a regular basis to make them easier to turn even when the weather is changing. A locksmith can provide you with this service.

The weather can affect your lock function in several ways. If you find yourself running into trouble, it would be best to call your locksmith and have the issue addressed as soon as possible. 


Allow Edison Insurance Company to shine our light on you and your family by insuring your FL home, condominium, and precious belongings. Should the unexpected occur, you will be our main focus while we restore your home. To learn more about Edison Insurance Company, please give us a call for a home insurance quote at 866-568-8922 or visit our website.

How Often Should You Review Your Insurance Policy?


Think you’ve done adequate review of your insurance policy? Well, think again. Reading through your insurance policy and benefits before signing and submitting just isn’t enough. We all go through many life changes each year, which could have a significant impact on your insurance needs. Here are a few changes which could occur which may show you why you may want to take another look at your policy:
 
  • Marriage or divorce
 
  • A child or grandchild who is born or adopted
 
  • Significant changes in your health or spouse’s health
 
  • Purchasing refinancing a home
 
  • Coming into an inheritance
 
  • Family members in need of long-term care or taking on the financial responsibility of an aging parent
 
There are many other changes which could occur in one’s life. In order to be sure you are protected, it may be best to take a few moments to review your policy or speak to your agent so you can obtain the coverage which suits you best.


Keeping your family and home safe and protected is Edison Home Insurance Company’s number one priority. We have taken a bright and innovative approach to FL homeowners insurance with coverage options allowing you to customize a policy to best fit your needs. To learn more about Edison Insurance Company, or to get a personalized quote, call us at (866) 568-8922.

Choosing a Homeowners Insurance Carrier


 
Purchasing a new home is a major investment, therefore, choosing a dependable homeowners insurance company should be one of the first decisions you make. During your decision-making process, it is important to keep a few things in mind:
 
  • Years in business: Do a little research on the company and find out how many years they have been in business. Some people feel more comfortable than others when it comes to investing in a newer business. Although a newer business isn’t necessarily better than an older one, you may be able to get a better idea of their track record.
 
  • Financial Stability: Financial Stability Ratings® (FSRs) are useful when comparing insurers - the higher the rating, the greater the company's financial stability and capability to fulfill their financial obligations to you - the policyholder. Educating yourself about a company’s financial strength is very important, since this will be the company in which you are placing your trust.
 
  • Customer Satisfaction Ratings: Hearing what previous/current customers have to say about their insurance company can be extremely beneficial. You can see through the customers’ eyes based on their experience and satisfaction with the company. This shouldn’t be the only method you use during your decision-making process, but it should give you a good idea on how the company treats its customers.
 
 
The most important thing is to do your research. Choosing a homeowners insurance carrier based on popularity or what you’ve heard on TV or the radio isn’t the best idea. You deserve the peace of mind which only comes from knowing your biggest investment is protected by a strong, solid carrier. 


Edison Insurance Company’s mission is to provide quality coverage at competitive rates while providing exceptional service.  For more information on Florida home insurance or to get a quote, please call (866) 568-8922.
 

Winter Gardening Tips


 
You may not think gardening is very important during the winter. By the time this season rolls around, most yards have been cleaned and raked, and shrubs have been pruned. Most people wait around for warmer weather and then start to plan their beautiful garden. The problem is, if you wait until summer, your garden may not turn out the way you imagined.
Beautiful landscapes are the result of long-term planning. Winter makes a great season to plan the overall design of your yard and plan improvements. Here are some tips to help create your beautiful summer garden:
 
  • Check or install an irrigation system: When Spring approaches, you won’t want to worry about repairs or replacements. If you don’t have one, consider having a system installed while contractors are easily available, unlike summer.
 
  • Make a plan: Even if you have to draw it out on paper, it is best to figure out exactly how you want things to look in terms of design. You want it to look like you had a plan, not like you rushed and placed plants in the ground last minute.
 
  • Revitalize the soil: Rich soil is the key to a great garden. Use compost from fallen leaves and grass clippings. This will loosen the soil while adding vital nutrients.
 
  • Treat weeds: When temperatures are over 55 degrees, you should ensure your weeds are removed. The longer you ignore them, the harder they will be to handle.
 
  • Continue to water your lawn and flower beds: Even though they don’t require weekly watering, they still need irrigation in the winter. (Fun fact: this also provides water for small creatures such as birds and squirrels)
 
We hope you will take these suggestions into consideration when planning for Spring. Enjoy.

Thank you for visiting our blog. Hopefully, you came away with some great home insurance and safety tips. Edison Insurance Company’s mission is to provide quality coverage at competitive rates while providing exceptional service.  For more information on Florida home insurance or to get a quote, please call (866) 568-8922.

National Hobby Month

In the spirit of National Hobby Month, we would like to share some of our employee’s hobbies with you. Did you know…
 
In addition to being a practicing attorney for the past 25 years and a founding member of Florida Peninsula and Edison Insurance Company, Our Chief Legal Officer, Stacey A. Giulianti is a comic enthusiast. Stacey is the owner of Lauderdale Comics, a modern and industrial space where customers are encouraged to hang out, debate the latest issues in the world of comics, read a new graphic novel, or play D&D with their friends.  Stacey is committed to the community and often showcases local artists at his store located in the heart of Fort Lauderdale. 
 
Apart from serving as Edison’s President, Clint Strauch is also a bee keeper. Bee keepers maintain honey bee colonies in hives and keep the bees in order to collect their honey, pollinate crops, or produce even more bees. The proper word for bee keeping is Apiculture, and an apiary is where bees are kept, commonly called a “bee yard”. Clint has even brought in one of his queen bees (safely contained) to educate the office on the fascinating process of collecting honey! Clint uses his own natural honey at home.
 
Our Director of Marketing and Community Involvement, Mariella Gonzalez, is committed to serving our community and takes pride in helping those in need. Her favorite hobby is to volunteer with Habitat for Humanity, an organization which builds homes for families in order to give them the opportunity to help themselves. Their mission is to break the cycle of poverty and build long-term financial security.
 
Tammy Ming, one of our Claims Managers, is an avid painter and has even had some of her work commissioned. Tammy has a selection of her wonderful creations hanging in the office, which has captured the hearts of many employees at Edison Insurance Company.
 
Getting to know our employees and their hobbies is one of the many reasons why we consider ourselves a family here at Edison Insurance Company. Sharing our stories and interests makes us understand each other on a different level and we may discover how much we have in common after all.