EDISON BLOG

Archive: August 2018

Drive Sober or Get Pulled Over - August 19th to September 5th


 
August 19th to September 5th is Drive Sober or Get Pulled Over, a national campaign founded by The National Highway Traffic Safety Administration to remind us to get home safely. Drunk driving has become a deadly epidemic, taking the lives of more than 10,000 people each year.  Here are some statistics and tips about drinking and driving:
 
According to Traffic Safety Facts, 10,497 people died in drunk driving crashes in 2016.  In addition, the estimated cost of all car crashes in the United States was $242 billion. $44 billion of the $242 billion was because of alcohol-impaired crashes.
 
 
Tips to Prevent Drinking and Driving:
  • Decide on a designated driver, who will not consume alcohol.
  • Ask a friend or family member for a ride.
  • Order a ride-sharing service such as Uber, Lyft, or a cab.
  • Take away someone’s keys if they are trying to drive after drinking alcohol.
 
 
Signs of a Drunk Driver:
  • Vehicles turning too wide
  • Signals are inconsistent with driving actions
  • Swerving
  • Braking suddenly
 
 
Ways to Protect Yourself from a Drunk Driver:
  • Be ready to act quickly
  • Stay at a distance from the vehicle with the impaired driver
  • If you are about to come to a head-on collision with the car being driven by the drunk driver, pull to the right, stop, honk your horn, and flash your lights
  • Call 911 as soon as possible
 
We hope you stay safe, especially this upcoming Labor Day. Be sure to use these tips to drive safely and prevent car accidents.  For additional tips on ways to detect a drunk driver and then protect yourself from a drunk driver, visit Alcohol Problems and Solutions.
 
 
 
Keeping your family and home safe and protected is Edison Home Insurance Company’s number one priority. We have taken a bright and innovative approach to Florida homeowners insurance with coverage options allowing you to customize a policy to best fit your needs. To learn more about Edison Insurance Company, or to get a personalized quote, call us at (866) 568-8922.

Back- to- School Supplies List


 
School is starting soon, so it is time for you to purchase your back to school or off to college supplies.  In Florida, the Back-to-School Tax-Free Weekend is from August 3rd to August 5th.  Most school supplies under $15 and backpacks and clothing under $60 are tax exempt up to a certain cost.  Here are some of the basic school supplies you don’t want to forget:
 
School Supplies List:
  • Pencils
  • Pens (blue, black, and red)
  • Colored pencils
  • Tissues
  • Backpack
  • Plastic or paper folders
  • Pencil sharpener
  • Paper
  • Index Cards
  • Calculator
  • Agenda
  • Binders (and dividers)
  • Washable markers
  • Highlighters
  • Glue sticks
  • Lunchbox or bag
 
We hope this list of school supplies gives you a general idea of what to buy for your child before school starts.  Don’t forget to purchase these items, as well as clothing and computers from August 3rd to August 5th, so they are tax exempt.  For a list of back to school supplies based on your child’s grade level, visit Good Housekeeping. Have a great school year!
 
 
 
As a Florida homeowner, it is important to protect your property should the unexpected occur. Sufficient insurance coverage to fit the needs of your family is available through Edison Insurance Company. Should you have any questions or concerns about your policy, contact your agent, or call us at 866-568-8922. 

Insurance Facts and Prevention Tips: College Theft and Damage


As students head off to college, many are not considering insurance options to keep them protected on-campus. According to the Insurance Information Institute, approximately 50 percent of all on-campus crimes are burglaries.  Many college students may be unaware of the precautions they should take to avoid personal belongings theft or damage. Many parents of college students are unaware their homeowners insurance often will protect their child’s possessions while they are living in on-campus dorms.

Here are some facts on insurance coverage, and some tips for college students to lower their risk of personal belongings theft and damage:
 
Understanding A Student’s Coverage at College:
  • Students under 26 years old who live on-campus are usually covered under their parents’ homeowners insurance policy, under “off-premise” coverage. Each policy is different, so be sure to contact your agent to understand your policy limits.
  • Electronics may have stand-alone insurance depending on the warranty or the benefits used from the credit card it was purchased with.
 
Ways to Lower Your Risk of Theft or Damage of Personal Belongings While on Campus:
  • Leave your valuables at home.
  • Create a dorm inventory by taking pictures or writing down all the items you are taking with you.
  • Do not access personal accounts on public computers.
  • Purchase and use a laptop security cable.
 
College can be a stressful time for students, by considering these tips, and with the help of your Edison Insurance policy, you can be provided with some peace of mind. For more tips on ways to prevent theft or damage of personal belongings at college, visit MarketWatch.
 

Edison Insurance Company knows the importance of keeping your family and home safe and protected. We strive to provide efficient, cost-effective, peace-of-mind protection for our policyholders. To learn more about Edison Insurance Company, please contact (866) 568-8922 or get a quote on our website

Safety Tips: Kids Walking and Biking to School

 


The time has arrived, it is back to school season.  Should you live near your child’s school, having your child walk or bike to school is a great way for them to get exercise and reduce air pollution from cars.  However, walking or biking to school may not always the safest means of transportation, which is why you should follow these tips below:

 
Tips to Tell Your Child When Walking to School:
  • Stay on a safe route with at least one crossing guard at every intersection
  • Walk with at least one friend or sibling
  • Say “no” to strangers who offer rides
  • Do not walk while texting or playing a game
  • Look both ways before crossing the street
 

Tips to Tell Your Child for Biking to School:
  • Ride on the right side of the sidewalk
  • Wear a helmet
  • Practice taking the bike route to school before the first day
  • Only cross the street when the walking/biking light or crossing guard indicates to do so
  • Try to use hand signals when turning
 

We hope you relay these tips to your little ones.  This way you can have a worry-free back to school season and feel confident your child will safely get to school.  For more information on tips to tell your child for walking or biking to school, visit healthchildren.org or the National Safety Council.
 
 
 
Keeping your family and home safe and protected is Edison Home Insurance Company’s number one priority. We have taken a bright and innovative approach to Florida homeowners insurance with coverage options allowing you to customize a policy to best fit your needs. To learn more about Edison Insurance Company, or to get a personalized quote, call us at (866) 568-8922.