GLOSSARY

Wind Deductible A separate, higher deductible provision that applies to loss caused by wind or hail. Often, the deductible is expressed as a percentage of the value of the property or, in a homeowners policy, as a percentage of the dwelling limit, rather than as a flat dollar amount. In some Atlantic and Gulf coast states, insurers have filed a variation of this deductible that applies at an even higher percentage deductible in the event of loss from a "named storm," such as a hurricane.

Windstorm or Hail Exclusion Endorsement This exclusion removes coverage for wind and hail losses.

WRITE To insure, underwrite, or accept an application for insurance.