Flood Emergency Preparedness: How to Plan, Protect, and Stay Safe

Florida has had its fair share of flooding in recent years. From predicted storm surges to flash floods in Fort Lauderdale, flooding incidents have impacted Florida with losses exceeding $1 billion each event.

Flooding can happen anywhere, at any time and come from a variety of water sources including rivers and creeks, storm surges, and heavy rainfall and can occur in regions which barely ever receive rain. Having a solid flood emergency preparedness plan in place before a flooding disaster, and knowing what to do during rising waters, can help you and family and minimize the impact of flooding on your home and belongings.

By spending time securing your home and preparing a flood emergency preparedness plan, you can be ready for anything which comes your way. Here are some quick tips to help you prepare for a flood:

Understand the Flood Risk in Your Area

The first step in a flood emergency preparedness plan is knowing your risk. To find out your flood risk, use the official flood map at FEMA’s Flood Map Service Center. Be aware of low-lying areas, local road infrastructure, and drainage systems that tend to hold water during regular rainstorms. And remember where it can rain, it can flood.

Know the Difference Between a Flood Watch and a Flood Warning

A flood watch means “prepare to act” because there is potential for flooding in your area. Be prepared to evacuate, move to higher ground, and avoid flooded areas. A flood warning means “act right away” because flooding is already occurring or will be at any moment. Listen to local officials by radio, TV, or social media and if told to evacuate, do so immediately.

Tip: Download or subscribe to emergency alerts such as FEMA’s Mobile App to receive immediate, real-time weather and emergency alerts.

Create an Emergency Procedure Strategy

Another step in a flood emergency preparedness plan is to create an emergency procedure strategy. An emergency procedure strategy is a plan that outlines how to respond to an emergency, including communication methods and evacuation procedures.  It is important to have a plan in the event of flooding or any natural disaster. A complete emergency procedure strategy ensures everyone in your household knows what to do before, during, and after a flood.

Communication Plan- A clear communication plan involves input from everyone in your household and is updated as the household dynamics change. Be sure to include in your communication plan a designated meeting place in case family members are separated, along with an out-of-town emergency contact that can communicate with your other family and friends, and provide updates on your status on social media platforms.

Tip: You may also want to consider giving your emergency contact access to digital copies of your personal documents, to increase ease of access.

Evacuation Routes and Safe Shelter Locations- By identifying the safest evacuation routes, higher ground in your area and, the location of nearby shelters, you add essential information to your emergency procedure strategy. Many cities have designated evacuation zones and routes, marked with roadway signs. By visiting your state and county emergency management websites, you can learn more about their evacuation and activation plans.

Tip: Remember, it’s important to pay attention to flood and weather warnings, know your evacuation routes and emergency shelters, and have a family communication plan even while on vacation.

Assemble a Disaster Supply Kit or Go-Bag

A disaster supply kit is essential for any emergency – from an unexpected trip to the hospital to an evacuation from a natural disaster, access to supplies can make a significant difference. Some supplies include non-perishable foods, personal hygiene products, copies of personal documents, and cell phone chargers/portable battery packs.

Tip: Include supplies for your pets as well. For a full checklist to help you get started on assembling your kit, visit https://www.ready.gov/kit.

Purchase Flood Insurance

One of the most important things in a flood emergency preparedness plan, is flood damage. Flood coverage is excluded under most standard homeowners policies and will often require an additional policy. Flood insurance typically takes 30 days to go into effect, so purchase or renew now to make sure your home and family are protected.

Be Ready Before the Waters Rise

Flood preparedness is about planning ahead to protect your family, home, and finances. By understanding your flood risk, creating a solid emergency procedure strategy, assembling a disaster supply kit, and securing flood insurance, you can reduce the impact of flooding and stay safe during extreme weather events. Being prepared can make all the difference in the world to how well you recover when disaster strikes.

Edison Insurance Company aims to provide quality coverage at competitive rates while providing exceptional service. To find out more, contact your Edison agent and if you are a Florida homeowners and not currently injured by us, go online to get your quote with us now.