Archive: April 2019

Do You Know About Safe Digging?


Spring has sprung, and with it brings opportunities for planting new greenery on your property. Did you know, just one quick DIY digging project, or even just planting a tree in your yard could cost you? This is why April has been designated as Safe Digging Month.

Safe Digging Month serves to remind homeowners to contact 811 before conducting any landscaping or projects which require digging. Underground utility lines including electric, gas, communications, water and sewer lines can be difficult to locate, even if you know your property. If you dig without knowing where your utility lines are, it can result in disruptions or loss of service to your home and neighborhood or could cause serious injuries. A national research study conducted by the Common Ground Alliance (CGA), found 42 percent of homeowners admit they will not call 811 before planning a digging project.

 In Florida, homeowners should call the Sunshine 811 number before digging. This is a free service to call a few days before starting a digging project which notifies and sends utility companies and locators to mark the underground utility lines located on your property.

We hope you practice safe digging for Safe Digging Month and throughout the year. For more information about Safe Digging Month, click here.

Thank you for visiting our blog. Hopefully, you came away with some great home insurance and safety tips. Edison Insurance Company’s mission is to provide quality coverage at competitive rates while providing exceptional service.  For more information on Florida home insurance or to get a quote, please call (866) 568-8922.

Brush Fires in Florida – Tips to Protect Your Home

Wildfires and brush fires have been occurring at alarming rates over the past few years in Florida, destroying homes and thousands of acres of land.  Brush fires in the State occur for several reasons, including, controlled burns, arson, lightning, or an accident from a lit cigarette or from a campfire left unattended. We typically see an increased risk during Florida’s drier months (late February through May), although brush fires can occur at any time.  

No home is completely fire-proof however, there are steps you can take to limit your damages and protect your property from a brush fire. By preparing your home and property well in advance of a brush fire threat, will keep you and your family safe, as well as saving you money, and aggravation in its aftermath. Here are a few tips:

  • Remove dry or dead vegetation from your property.
  • Keep a maintained lawn by mowing and watering regularly.
  • Remove debris from your gutters, eaves, and roof.
  • Keep flammable liquids in a safe and interior location in your home. 
  • Use fire-resistant plants when landscaping your property. 

We hope you consider these tips to prepare your home should a brush fire threaten your community. Preparing your home is important, however, in the event of a brush fire, your number one priority should be the safety of you and your family. Make sure you take steps to create and practice your family emergency and evacuation plan with each member of your family. We also recommend checking your homeowners insurance policy to be sure you have sufficient coverage for your home and belongings. Contact your agent should you have any questions or need to make changes to your policy.

Thank you for visiting the Edison Insurance Company Blog. Keeping your family and home safe and protected is our number one priority. Edison Insurance Company has taken a bright and innovative approach to Florida homeowners insurance with coverage options allowing you to customize a policy to best fit your needs. To learn more about us, or to receive a personalized home insurance quote, visit our website

Is Your Home at Risk of Flooding?


Flooding has become an increasing risk over the past few years, especially in Florida. Flooding can occur in your community for many reasons including storm surge caused by a hurricane or tropical storm, heavy rainfall, or river overflow. If your home is located in a poorly drained or low-lying area, you could be at an increased risk.  It is important you understand your risk of a flood event in your home or community.

Floods can occur at any time and anywhere, making it the most common disaster in the United States. It can only take one heavy rainfall to cause devastating damage to homes and communities. In fact, FloodSmart estimates just one inch of flood water can cause roughly $25,000 in damages to your home and your possessions. You do not need to live in a high-risk flood zone to experience flood damage either. More than 20 percent of all reported flood claims come from homes located outside of high-risk flood zones.

Flood Insurance in Florida: Flooding is a frequent hazard in Florida and is a threat to communities from coast to coast. Over the past few years, we have seen the increasing risk of floods from hurricanes and heavy rainstorms. To ensure you are fully covered in the event of a flood, you need to understand your home’s risk of a flood. As a homeowner in Florida, you more than likely need flood insurance to provide coverage for your home and possessions. Many are surprised to learn flood damage is not covered under your standard home insurance policy. Flood insurance must be purchased through private carries, like Edison Insurance Company or through the NFIP. Edison’s flood endorsement allows eligible policyholders to secure flood insurance coverage up to a selected amount, eliminating the need for a standalone flood policy. To learn more about obtaining flood insurance with Edison Insurance Company, speak with your agent.

It is essential you and your family are prepared for a flood regardless of your risk. Visit our blog for some reasons why you need a flood preparedness plan and for some tips developing your flood preparedness plan.

As a Florida homeowner, it is important to protect your property should the unexpected occur. Homeowners insurance coverage to fit the needs of your family is available through Edison Insurance Company. Should you have any questions or concerns about your policy, contact your agent, or call us at 866-568-8922.