EDISON BLOG

Fire Safety Tips for Fire Prevention Week



Recognized each October, National Fire Prevention Week serves to educate us about the importance of fire safety. Fires can occur anywhere and at any time. In fact, the NFPA reports U.S. fire departments respond to a home fire every 86 seconds.  In recognition of this year’s Fire Prevention Week, October 7-13, Edison Insurance Company would like to provide some tips for reducing the likelihood of a fire in your home, and how to escape safely in the event of a fire.


Fire Prevention
  • Cooking is one of the most common causes of home fires. Never leave a hot stove unattended and keep a fire extinguisher in the kitchen.
  • Be sure to have a smoke alarm inside bedrooms and outside of each room of your home. Don’t forget to test them frequently.
  • Check your outlets and extension cords to make sure they are not overloaded.
  • Do not smoke inside your home. Or better yet, quit smoking altogether.
  • Keep flammable items in open areas and away from heat sources.

Escape Planning
  • Create a home fire escape plan.
  • Each member of the family should know two ways out of every room.
  • Don’t forget to plan an outside meeting place.
  • Practice your home fire drill with your family at least two times a year.

For more escape planning tips, click here.

 
As a Florida homeowner, it is important to protect your property should the unexpected occur. Sufficient insurance coverage to fit the needs of your family is available through Edison Insurance Company. Should you have any questions or concerns about your policy, contact your agent, or call us at 866-568-8922. 
 

October is National Cyber Security Awareness Month


 

Created by the U.S. Department of Homeland Security and the National Cyber Security Alliance, October is Cyber Security Awareness Month, bringing awareness to risks of your personal data being hacked. Guarding your personal information online can be quite simple. Consider these tips for increasing your cyber security:
  
  • Avoid sending or storing personal information on your devices
  • Do not use untrustworthy public wireless hot-spots
  • Update your computer software with the latest security
  • Avoid suspicious emails and phone calls
  • Use strong passwords
  • Don’t overshare on social media
 
We hope you follow these tips to protect your personal data from being stolen online. For more cyber security tips, visit staysafeonline.org.
 
Should you fall victim to identity theft, Edison Insurance Company is here to help. For a minimal annual cost of $25, we offer protection against identity theft. Our ID theft protection will work to restore your credit to the level it was prior to the breach and will reimburse up to $25,000 in out-of-pocket expenses used to reestablish your credit. Give us a call at 866-568-8922 or contact your agent for more information.
 
 
Keeping your family and home safe and protected is Edison Home Insurance Company’s number one priority. We have taken a bright and innovative approach to Florida homeowners insurance with coverage options allowing you to customize a policy to best fit your needs. To learn more about Edison Insurance Company, or to get a personalized quote, call us at (866) 568-8922.

8 Tips for Preventing the Flu


 
Although the flu virus is detected year-round, flu season begins in October. For most, the flu knocks us down for a few weeks and we will be back to normal in a short period of time. However, the flu can be serious, or even deadly if you have additional conditions. Greatly reduce your risk of catching the flu this season by following these tips:
  • Wash your hands often
  • Avoid touching your eyes, nose, or mouth without washing your hands
  • Get the influenza vaccine once a year
  • Eat a healthy diet containing vitamins C and E
  • Drink lots of water
  • Exercise daily
  • Try to get a sufficient amount of sleep
  • Use alcohol-based hand sanitizer if you are unable to wash your hands with soap and water
 
 
Use these precautions to help lower your risk of catching and spreading the flu.  For more tips on how to prevent yourself from getting the flu, click here.
 
 
Keeping your family and home safe and protected is Edison Home Insurance Company’s number one priority. We have taken a bright and innovative approach to Florida homeowners insurance with coverage options allowing you to customize a policy to best fit your needs. To learn more about Edison Insurance Company, or to get a personalized quote, call us at (866) 568-8922.

Scare Safely on Halloween




 
Halloween is one of the most exciting days of the year for kids and many adults. However, millions of parents worry about their children’s safety on Halloween for a variety of reasons. Halloween may be known to be the spookiest and scariest day of the year, and sometimes it can be for the wrong reasons. According to Safe Kids Worldwide, twice as many child pedestrians are killed while walking on Halloween compared to any other day of the year. Here are several steps you can take to keep your family safe this Halloween:

Walking
  • Look before you cross the street
  • Younger trick-or-treaters should always be supervised
  • Use sidewalks and paths
  • Stay in well-lit areas
 
Costumes
  • Use reflective tape or stickers on costumes and bags to be visible to drivers
  • Do not let your child wear a mask, as it can get in the way of their vision
  • Make sure the costume fits properly to avoid tripping hazards
 
Driving
  • Drive cautiously and slowly
  • Eliminate any distractions like cell phones
  • Slow down and be alert in residential neighborhoods
  • Never drink and drive.
 
These tips will make sure your children have a safe Halloween.  We hope you and your family have a fun and safe Halloween. For more tips on Halloween safety, visit Safe Kids Worldwide.
 
 
 
Keeping your family and home safe and protected is Edison Home Insurance Company’s number one priority. We have taken a bright and innovative approach to Florida homeowners insurance with coverage options allowing you to customize a policy to best fit your needs. To learn more about Edison Insurance Company, or to get a personalized quote, call us at (866) 568-8922.
 

Hurricane Comparison: Andrew vs Irma


 
Hurricane Irma and Hurricane Andrew are two of the largest and most devastating hurricanes to ever hit Florida. Although there is a 25-year difference between the two, comparisons have been made due to their size and strength. Here is a detailed look at how Hurricane Andrew and Hurricane Irma compare:
 
Dates:

Andrew: Occurred from August 16th to August 28th of 1992.
 
Irma: Occurred from August 30th to September 13th of 2017.
 
 
Category and Wind Speeds:
 
Andrew: Hurricane Andrew hit Florida as a Category 5 Hurricane with sustained winds at 143 mph and gusts reaching 173 mph.
 
Irma: Hurricane Irma hit Florida as a Category 4 Hurricane with winds at 185 mph and gusts reaching a whopping 210 mph.
 
 
Their Track in Florida:

Andrew: According to Accuweather, Andrew churned along the east-to-west coast of South Florida rapidly. Particularly causing the most damage to southern Dade County.

Irma: Hurricane Irma went along the west coast of Florida, from the south to north. Irma caused damage to such a large area of the State due to its track and spread out hurricane-force winds.
 

Damage and Cost:
 
Andrew: Hurricane Andrew destroyed roughly 125,000 homes, costing $25 billion in damages. Andrew was the most expensive natural disaster in U.S. history until Hurricane Katrina in 2005.
 
Irma: Due to Irma’s size and strength, the Office for Coastal Management reports the damages to cost roughly $50 billion. Which puts Irma in the top 5 of the costliest hurricanes on record in the United States.
 
 
As we hope to never have to endure another hurricane like Andrew or Irma, it is always important we are informed and prepared. Check out our blog for useful hurricane preparation tips and information. For a more in-depth look at the comparisons between Andrew and Irma, click here.


 
Keeping your family and home safe and protected is Edison Home Insurance Company’s number one priority. We have taken a bright and innovative approach to Florida homeowners insurance with coverage options allowing you to customize a policy to best fit your needs. To learn more about Edison Insurance Company, or to get a personalized quote, call us at (866) 568-8922.

National Preparedness Month


September is National Preparedness Month, reminding us all to be prepared for natural disasters and emergencies. Whether you are new to Florida or a lifetime resident, we encourage you to take this opportunity to be proactive with your disaster plans. In honor of National Preparedness Month, here are some important emergency preparedness tips:
 
 
  • Stock up on your hurricane supplies
 
  • Sign up for local and state emergency alerts.
   
  • Be sure your homeowners insurance is up to date with the right coverage. Contact your agent should you need to make any changes.
 
  • Install and test the smoke and carbon monoxide detectors in your home.
 
 
You never know when a disaster may strike, but you can certainly plan ahead which will assist you and your family to remain calm during a disaster. Remember, September is also the statistical peak of hurricane season, so take action now.  For more information on National Preparedness Month, visit ready.gov.
 
 
Allow Edison Insurance Company to shine our light on you and your family by insuring your home, condominium, and precious belongings. Should the unexpected occur, you will be our main focus while we restore your home. To learn more about Edison Insurance Company, or to get a quote, please give us a call at 866-568-8922 or visit our website.

National Childhood Injury Prevention Week


September 1st to 7th was National Childhood Injury Prevention Week. According to the CDC, 9.2 million children visit emergency rooms annually, due to unintentional injuries.  Here is some information on common child injuries, and prevention tips:
 
The National Institute of Child Health and Human Development found falls to be the most popular cause of nonfatal injuries for children 0-19 years old, resulting in 8,000 emergency room visits every day. Other common causes of pediatric injuries include:
 
  • Motor vehicle accidents
  • Suffocation
  • Drowning
  • Poisoning
  • Burns
 
Prevent childhood injuries by following these easy tips:
 
  1. Make sure your child’s car seat is tight.
  2. Secure and anchor home furniture.
  3. Check smoke and carbon monoxide alarms monthly.
  4. Move your toxic products and medicines to an area out of reach.
  5. Check for small items to prevent children from choking.
 
We hope you take these tips into consideration and help prevent childhood injuries. For more information detail on pediatric injuries, visit safekids.org.
 
 
As a Florida homeowner, it is important to protect your property should the unexpected occur. Sufficient insurance coverage to fit the needs of your family is available through Edison Insurance Company. Should you have any questions or concerns about your policy, contact your agent, or call us at 866-568-8922. 

Items You Should Have in Your Hurricane Supply Kit


 
September is known to be the statistical peak of hurricane season. As we saw with the devastating 2017 Atlantic Hurricane Season, it is crucial to be prepared for the unexpected. If you have not already, now is the time to stock up on all your hurricane supplies. If you wait until the last minute to purchase supplies when a hurricane is approaching, some essential items may not be available. Here are some items you should have in your hurricane supply kit:
 
  • Have at least a two-week supply of non-perishable food and drinks including:
    • Ready-to-eat canned meats, fruits, and vegetables
    • Comfort foods
    • High-energy foods
    • Water
    • Vitamins
    • Ice
 
  • First Aid Kit:
    • Bandages
    • Wipes
    • Cold packs (non-refrigerated type)
    • Aspirin
    • Gloves
 
  • Tools and Supplies:
    • Scissors
    • Manual can opener
    • Plastic storage containers
    • Paper cups, plates, and plastic utensils
    • Battery-operated radio
    • Flashlight
    • Tape
    • Batteries
 
 
We hope this list helps you know what you should be purchasing for your hurricane preparations.  Remember, water is the most important item for you to buy.  For more suggestions on hurricane safety items, visit the Tips and Tools section of our website. 


Keeping your family and home safe and protected is Edison Home Insurance Company’s number one priority. We have taken a bright and innovative approach to Florida homeowners insurance with coverage options allowing you to customize a policy to best fit your needs. To learn more about Edison Insurance Company, or to get a personalized quote, call us at (866) 568-8922.

Drive Sober or Get Pulled Over - August 19th to September 5th


 
August 19th to September 5th is Drive Sober or Get Pulled Over, a national campaign founded by The National Highway Traffic Safety Administration to remind us to get home safely. Drunk driving has become a deadly epidemic, taking the lives of more than 10,000 people each year.  Here are some statistics and tips about drinking and driving:
 
According to Traffic Safety Facts, 10,497 people died in drunk driving crashes in 2016.  In addition, the estimated cost of all car crashes in the United States was $242 billion. $44 billion of the $242 billion was because of alcohol-impaired crashes.
 
 
Tips to Prevent Drinking and Driving:
  • Decide on a designated driver, who will not consume alcohol.
  • Ask a friend or family member for a ride.
  • Order a ride-sharing service such as Uber, Lyft, or a cab.
  • Take away someone’s keys if they are trying to drive after drinking alcohol.
 
 
Signs of a Drunk Driver:
  • Vehicles turning too wide
  • Signals are inconsistent with driving actions
  • Swerving
  • Braking suddenly
 
 
Ways to Protect Yourself from a Drunk Driver:
  • Be ready to act quickly
  • Stay at a distance from the vehicle with the impaired driver
  • If you are about to come to a head-on collision with the car being driven by the drunk driver, pull to the right, stop, honk your horn, and flash your lights
  • Call 911 as soon as possible
 
We hope you stay safe, especially this upcoming Labor Day. Be sure to use these tips to drive safely and prevent car accidents.  For additional tips on ways to detect a drunk driver and then protect yourself from a drunk driver, visit Alcohol Problems and Solutions.
 
 
 
Keeping your family and home safe and protected is Edison Home Insurance Company’s number one priority. We have taken a bright and innovative approach to Florida homeowners insurance with coverage options allowing you to customize a policy to best fit your needs. To learn more about Edison Insurance Company, or to get a personalized quote, call us at (866) 568-8922.

Back- to- School Supplies List


 
School is starting soon, so it is time for you to purchase your back to school or off to college supplies.  In Florida, the Back-to-School Tax-Free Weekend is from August 3rd to August 5th.  Most school supplies under $15 and backpacks and clothing under $60 are tax exempt up to a certain cost.  Here are some of the basic school supplies you don’t want to forget:
 
School Supplies List:
  • Pencils
  • Pens (blue, black, and red)
  • Colored pencils
  • Tissues
  • Backpack
  • Plastic or paper folders
  • Pencil sharpener
  • Paper
  • Index Cards
  • Calculator
  • Agenda
  • Binders (and dividers)
  • Washable markers
  • Highlighters
  • Glue sticks
  • Lunchbox or bag
 
We hope this list of school supplies gives you a general idea of what to buy for your child before school starts.  Don’t forget to purchase these items, as well as clothing and computers from August 3rd to August 5th, so they are tax exempt.  For a list of back to school supplies based on your child’s grade level, visit Good Housekeeping. Have a great school year!
 
 
 
As a Florida homeowner, it is important to protect your property should the unexpected occur. Sufficient insurance coverage to fit the needs of your family is available through Edison Insurance Company. Should you have any questions or concerns about your policy, contact your agent, or call us at 866-568-8922.