EDISON BLOG

Drive Sober or Get Pulled Over - August 19th to September 5th


 
August 19th to September 5th is Drive Sober or Get Pulled Over, a national campaign founded by The National Highway Traffic Safety Administration to remind us to get home safely. Drunk driving has become a deadly epidemic, taking the lives of more than 10,000 people each year.  Here are some statistics and tips about drinking and driving:
 
According to Traffic Safety Facts, 10,497 people died in drunk driving crashes in 2016.  In addition, the estimated cost of all car crashes in the United States was $242 billion. $44 billion of the $242 billion was because of alcohol-impaired crashes.
 
 
Tips to Prevent Drinking and Driving:
  • Decide on a designated driver, who will not consume alcohol.
  • Ask a friend or family member for a ride.
  • Order a ride-sharing service such as Uber, Lyft, or a cab.
  • Take away someone’s keys if they are trying to drive after drinking alcohol.
 
 
Signs of a Drunk Driver:
  • Vehicles turning too wide
  • Signals are inconsistent with driving actions
  • Swerving
  • Braking suddenly
 
 
Ways to Protect Yourself from a Drunk Driver:
  • Be ready to act quickly
  • Stay at a distance from the vehicle with the impaired driver
  • If you are about to come to a head-on collision with the car being driven by the drunk driver, pull to the right, stop, honk your horn, and flash your lights
  • Call 911 as soon as possible
 
We hope you stay safe, especially this upcoming Labor Day. Be sure to use these tips to drive safely and prevent car accidents.  For additional tips on ways to detect a drunk driver and then protect yourself from a drunk driver, visit Alcohol Problems and Solutions.
 
 
 
Keeping your family and home safe and protected is Edison Home Insurance Company’s number one priority. We have taken a bright and innovative approach to Florida homeowners insurance with coverage options allowing you to customize a policy to best fit your needs. To learn more about Edison Insurance Company, or to get a personalized quote, call us at (866) 568-8922.

Back- to- School Supplies List


 
School is starting soon, so it is time for you to purchase your back to school or off to college supplies.  In Florida, the Back-to-School Tax-Free Weekend is from August 3rd to August 5th.  Most school supplies under $15 and backpacks and clothing under $60 are tax exempt up to a certain cost.  Here are some of the basic school supplies you don’t want to forget:
 
School Supplies List:
  • Pencils
  • Pens (blue, black, and red)
  • Colored pencils
  • Tissues
  • Backpack
  • Plastic or paper folders
  • Pencil sharpener
  • Paper
  • Index Cards
  • Calculator
  • Agenda
  • Binders (and dividers)
  • Washable markers
  • Highlighters
  • Glue sticks
  • Lunchbox or bag
 
We hope this list of school supplies gives you a general idea of what to buy for your child before school starts.  Don’t forget to purchase these items, as well as clothing and computers from August 3rd to August 5th, so they are tax exempt.  For a list of back to school supplies based on your child’s grade level, visit Good Housekeeping. Have a great school year!
 
 
 
As a Florida homeowner, it is important to protect your property should the unexpected occur. Sufficient insurance coverage to fit the needs of your family is available through Edison Insurance Company. Should you have any questions or concerns about your policy, contact your agent, or call us at 866-568-8922. 

Insurance Facts and Prevention Tips: College Theft and Damage


As students head off to college, many are not considering insurance options to keep them protected on-campus. According to the Insurance Information Institute, approximately 50 percent of all on-campus crimes are burglaries.  Many college students may be unaware of the precautions they should take to avoid personal belongings theft or damage. Many parents of college students are unaware their homeowners insurance often will protect their child’s possessions while they are living in on-campus dorms.

Here are some facts on insurance coverage, and some tips for college students to lower their risk of personal belongings theft and damage:
 
Understanding A Student’s Coverage at College:
  • Students under 26 years old who live on-campus are usually covered under their parents’ homeowners insurance policy, under “off-premise” coverage. Each policy is different, so be sure to contact your agent to understand your policy limits.
  • Electronics may have stand-alone insurance depending on the warranty or the benefits used from the credit card it was purchased with.
 
Ways to Lower Your Risk of Theft or Damage of Personal Belongings While on Campus:
  • Leave your valuables at home.
  • Create a dorm inventory by taking pictures or writing down all the items you are taking with you.
  • Do not access personal accounts on public computers.
  • Purchase and use a laptop security cable.
 
College can be a stressful time for students, by considering these tips, and with the help of your Edison Insurance policy, you can be provided with some peace of mind. For more tips on ways to prevent theft or damage of personal belongings at college, visit MarketWatch.
 

Edison Insurance Company knows the importance of keeping your family and home safe and protected. We strive to provide efficient, cost-effective, peace-of-mind protection for our policyholders. To learn more about Edison Insurance Company, please contact (866) 568-8922 or get a quote on our website

Safety Tips: Kids Walking and Biking to School

 


The time has arrived, it is back to school season.  Should you live near your child’s school, having your child walk or bike to school is a great way for them to get exercise and reduce air pollution from cars.  However, walking or biking to school may not always the safest means of transportation, which is why you should follow these tips below:

 
Tips to Tell Your Child When Walking to School:
  • Stay on a safe route with at least one crossing guard at every intersection
  • Walk with at least one friend or sibling
  • Say “no” to strangers who offer rides
  • Do not walk while texting or playing a game
  • Look both ways before crossing the street
 

Tips to Tell Your Child for Biking to School:
  • Ride on the right side of the sidewalk
  • Wear a helmet
  • Practice taking the bike route to school before the first day
  • Only cross the street when the walking/biking light or crossing guard indicates to do so
  • Try to use hand signals when turning
 

We hope you relay these tips to your little ones.  This way you can have a worry-free back to school season and feel confident your child will safely get to school.  For more information on tips to tell your child for walking or biking to school, visit healthchildren.org or the National Safety Council.
 
 
 
Keeping your family and home safe and protected is Edison Home Insurance Company’s number one priority. We have taken a bright and innovative approach to Florida homeowners insurance with coverage options allowing you to customize a policy to best fit your needs. To learn more about Edison Insurance Company, or to get a personalized quote, call us at (866) 568-8922.
 
 

July is UV Safety Awareness Month



 
As Florida residents, having fun in the sun is great, however, it also important to remember the sun can be very harmful if we are not careful. The sun emits Ultraviolet (UV) waves which can be very dangerous to our bodies if proper precautions are not taken. According to the AIM at Melanoma Foundation, Florida ranks second in the United States for the highest rate of new melanoma cases. With July being UV Safety Awareness Month, Edison Insurance Company would like to ensure you and your family enjoy a fun and healthy summer. Here are some tips for your protection:
 
  • Wear proper clothing: If you plan on being outside most of the day, cover your body as much as possible. 
 
  • Slather on the SPF: The FDA regulates for sunscreen to have a minimum SPF of 15 to protect against UV-A and UV-B rays. It is also recommended to apply sunscreen 30 minutes before you leave the house, and reapply every 2-3 hours.
 
  • Protect your eyes: Wear hats and sunglasses to protect your eyes from the sun as many are not aware of between UV rays causing eye damage.
 
  • Seek Shade: The sun is at its strongest between the hours of 10 am to 4 pm. It is recommended to stay out of the run during those hours.
 
Protecting yourself and family from the dangers of sun exposure is essential for a happy, healthy, and safe summer. For more information on UV protection, click here
 
 
Keeping your family and home safe and protected is Edison Home Insurance Company’s number one priority. We have taken a bright and innovative approach to Florida homeowners insurance with coverage options allowing you to customize a policy to best fit your needs. To learn more about Edison Insurance Company, or to get a personalized quote, call us at (866) 568-8922.
 

Keep it Cool in the Heat of the Summer



 

As Floridians, we can become used to the hot weather. However, in the summer months, hot days mixed with high humidity can cause dangerous heat-related illnesses. Did you know, 2017 was the hottest year to date in Florida? According to the National Centers for Environmental Information (NCEI), the highest daily maximum temperature in Florida on record was reported in Tampa, reaching 96◦F on April 29, 2017.  With the temperatures expected to keep climbing this year, stay cool by following these simple tips:
 
  • Drink lots of water:  The hotter the temperature is outside, the harder your body must work to cool itself off. A little perspiration is a good thing, as it means our body is successfully cooling down.  However, excessive sweating can be dangerous if the body is not replenished with the appropriate fluids.  Drink as much water as you can throughout the day especially while outdoors.
 
  • Wear appropriate clothing: Wear light, loose-fitting clothing to stay cool and comfortable. Try and avoid wearing dark colors and opt for lighter colored clothing, as they are more likely to reflect the sun's radiation.
 
  • Stay indoors: When the temperatures climb throughout the day, try to seek share or stay in the air conditioning.
  
  • Know the symptoms of heat-related illnesses including:
    • High body temperature (fever above 103◦F)
    • Nausea or vomiting
    • Muscle cramps
    • Weakness or dizziness
Should you experience any of these symptoms, seek medical assistance as soon as possible.

 
We hope you take these tips into consideration to make the most out of your summer. For more information on heat safety, click here.
 


 Thank you for visiting our blog. The safety of you and your family is Edison Insurance Company’s top priority. For more information on homeowners insurance in Florida, or to get a quote, call us at 866-568-8922. 

3 Things You May Not Have Known About Hurricanes



As Floridians, we are all aware of the damage and destruction hurricanes can cause. While hurricanes may be scary, they are also surprisingly interesting.  Hurricanes, also known as tropical cyclones, are storms characterized by strong winds, heavy rains, and destruction.  Here are 3 things you may not have known about hurricanes:
 
  1. Tropical cyclones can go by many names, depending on the ocean they form in. A hurricane is only a “hurricane” when it is formed over the Atlantic Ocean. If a storm is formed over the Pacific Ocean, it is called a typhoon. If one is formed over the South Pacific or the Indian Ocean, it is called a cyclone.
 
  1. Tropical Cyclones started being named in 1953, by the National Hurricane Center to make it easier for the public to know which storm warnings to follow. There are six annual lists with 21 names each. After a list has been used, it repeats every seventh year — unless a specific name is retired and replaced with a new one. In the event all 21 names are used in one Hurricane Season, all additional storms will take names from the Greek alphabet.
 
 
  1. When a hurricane becomes noteworthy for causing much destruction or devastation, the name of the storm is retired. Due to the devastating, destructive and costly nature of last year’s hurricane season, four storms had their names retired; those being: Harvey, Irma, Maria, and Tropical Storm Nate. 
 
Although these facts may be fun, hurricanes are serious storms and should not be taken lightly. Make sure you take proper precautions to keep you, your family, and home safe. Should the catastrophe strike, you can be sure Edison Insurance Company will be ready to assist you.

Edison Insurance Company knows the importance of keeping your family and home safe and protected. We strive to provide efficient, cost-effective, peace-of-mind protection for our policyholders. To learn more about Edison Insurance Company, please contact (866) 568-8922 or get a quote on our website

Preparing Your Home for the 2018 Hurricane Season


June 1st is the official start of hurricane season. As we all witnessed last year’s devastating hurricane season, it only takes one storm to cause millions of dollars in damages and destruction. With the prediction of an “above average” hurricane season this year, it is pivotal to prepare your home well before a hurricane or tropical storm arrives. Here are some simple steps you can take to protect your home:
 
Home Inspection: Is your home ready for a natural disaster? Consider having your home inspected each year before Hurricane Season approaches to ensure your personal safety, as well as those of your home and belongings.
 
Shutters: If you hear the unfortunate news of hurricane approaching, installing hurricane shutters to your windows can be beneficial. If a window in your home is broken during a hurricane, it can expose the inside of your house to excessive winds and rain, and potentially lift the roof from below.
 
Make Your Roof Hurricane-Proof: If your home has an older roof, you should consider taking proper measures to strengthen it, making sure it can withstand heavy winds and rain. Click here for some tips on preventing hurricane damage to your roof.
 
Clear the Yard: Hurricane winds can be extremely dangerous, and strong enough to pick up objects such as lawn chairs, garbage cans, wood, metal, bicycles, barbeque grills, etc. These winds can send these objects flying into your car and home. Before a hurricane strikes, remove these types of outdoor objects and bring them inside.
 
It is important to keep in mind, these procedures should be taken well in advance of a hurricane, not a few hours before. Should catastrophe strike, Edison Insurance Company stands ready to assist you. In the event of a loss, you may report your claim by calling 888-683-7971.
 
 
Keeping your family and home safe and protected is Edison Home Insurance Company’s number one priority. We have taken a bright and innovative approach to Florida homeowners insurance with coverage options allowing you to customize a policy to best fit your needs. To learn more about Edison Insurance Company, or to get a personalized quote, call us at (866) 568-8922.

Camp Safely this Summer



Planning a summer camping vacation is a great option for creating lifelong memories. Florida is home to many great campsites. However, camping holds some dangers, and the safety of your family should be at the forefront of your camping experience. Here are a few safety tips you should consider before departing on your next camping trip:
 
Choose the right site: It is best to do some research on the site and surrounding areas of your campsite. Consider geographic limitations and the medical needs of your fellow campers, as limited amenities may be available on the campgrounds.

Be weather wise:  Before departing, be sure to check the forecast for the duration of your trip. It is also a good idea to pack some extra clothing and supplies in case the weather should change.

Pack Properly: Pack the proper clothing and footwear for the climate and terrain you will be traversing. Do not forget to pack the essentials for a trip outdoors including sunscreen, bug spray, and a first aid kit. Should you be partaking in activities such as a biking, kayaking, or boating,  remember to bring helmets, life-jackets, and other necessary gear.

Keep food safe: Bring plenty of food and water along with you on your camping trip. Keep your food in airtight waterproof bags to avoid contamination.  Be sure to pack your perishable foods in coolers, at safe temperatures.

Watch out for wildlife: A camping adventure in the wild means you may be surrounded by some animals which may be unfamiliar and dangerous. Keep your eye out for snakes, spiders, deer, bears, and more. A good rule of thumb is to keep your distance, and never approach a wild animal.
 
We hope you follow these tips to ensure your family camping trip is safe, healthy, and fun. Enjoy your adventure outdoors with your fellow campers this summer.
 
Edison Insurance Company has taken a bright and innovative approach to FL homeowners insurance with coverage options allowing you to customize a policy to best fit your needs. To learn more about us, or to get a personalized quote, call us at (866) 568-8922.

5 Boating Safely Tips for the Summer


 
Recreational boating is a fun activity for many families in the summer. An enjoyable boat outing can turn tragic if proper safety precautions are not taken. Even if you are an experienced boater, it is beneficial to review boating safety procedures each time you plot a day on the water to ensure safety is a top priority. Consider these 5 boating tips before departing:  
 

1. Watch the weather: Check your local weather conditions before departing. If you notice dark clouds or changing winds, make your way off the water.

 

2. Be an alert operator. If you are operating the boat, it is important to be familiar with the waters being navigated, and always maintain a safe speed. 

 

3. Wear, and make proper use of lifejackets.  Many boating fatalities can be prevented by using a lifejacket. Be sure to assign and fit each member onboard with a lifejacket prior to departure.  For more information on life jacket use, click here.


4. Avoid alcohol use.  A “BUI” is just as deadly as a “DUI”. The probability of being involved in a boating accident doubles when alcohol is involved. Avoid drinking alcohol on the boat, as it can increasingly impair your judgment.


5. Have a float plan. Advise a family member, friend, or a marina staff member staying on the shore of your trip itinerary, trip duration, and return plan.
 

We hope you keep these tips in mind before you plan your next boating trip. We also recommend looking at the Florida Fish and Wildlife Conservation Commission (FWC) website to make sure you are up to date with your local boating regulations and education. For more recreational boating safety tips, visit the U.S. Coast Guard website.  
 
 
As a Florida homeowner, it is important to protect your property should the unexpected occur. Sufficient insurance coverage to fit the needs of your family is available through Edison Insurance Company. Should you have any questions or concerns about your policy, contact your agent, or call us at 866-568-8922.