EDISON BLOG

Do You Know About Safe Digging?



 

Spring has sprung, and with it brings opportunities for planting new greenery on your property. Did you know, just one quick DIY digging project, or even just planting a tree in your yard could cost you? This is why April has been designated as Safe Digging Month.
 

Safe Digging Month serves to remind homeowners to contact 811 before conducting any landscaping or projects which require digging. Underground utility lines including electric, gas, communications, water and sewer lines can be difficult to locate, even if you know your property. If you dig without knowing where your utility lines are, it can result in disruptions or loss of service to your home and neighborhood or could cause serious injuries. A national research study conducted by the Common Ground Alliance (CGA), found 42 percent of homeowners admit they will not call 811 before planning a digging project.
 

 In Florida, homeowners should call the Sunshine 811 number before digging. This is a free service to call a few days before starting a digging project which notifies and sends utility companies and locators to mark the underground utility lines located on your property.
 

We hope you practice safe digging for Safe Digging Month and throughout the year. For more information about Safe Digging Month, click here.
 

 
Thank you for visiting our blog. Hopefully, you came away with some great home insurance and safety tips. Edison Insurance Company’s mission is to provide quality coverage at competitive rates while providing exceptional service.  For more information on Florida home insurance or to get a quote, please call (866) 568-8922.
 
 

Brush Fires in Florida – Tips to Protect Your Home


Wildfires and brush fires have been occurring at alarming rates over the past few years in Florida, destroying homes and thousands of acres of land.  Brush fires in the State occur for several reasons, including, controlled burns, arson, lightning, or an accident from a lit cigarette or from a campfire left unattended. We typically see an increased risk during Florida’s drier months (late February through May), although brush fires can occur at any time.  

 
No home is completely fire-proof however, there are steps you can take to limit your damages and protect your property from a brush fire. By preparing your home and property well in advance of a brush fire threat, will keep you and your family safe, as well as saving you money, and aggravation in its aftermath. Here are a few tips:

 
  • Remove dry or dead vegetation from your property.
 
  • Keep a maintained lawn by mowing and watering regularly.
 
  • Remove debris from your gutters, eaves, and roof.
 
  • Keep flammable liquids in a safe and interior location in your home. 
 
  • Use fire-resistant plants when landscaping your property. 



We hope you consider these tips to prepare your home should a brush fire threaten your community. Preparing your home is important, however, in the event of a brush fire, your number one priority should be the safety of you and your family. Make sure you take steps to create and practice your family emergency and evacuation plan with each member of your family. We also recommend checking your homeowners insurance policy to be sure you have sufficient coverage for your home and belongings. Contact your agent should you have any questions or need to make changes to your policy.
 
 


 
Thank you for visiting the Edison Insurance Company Blog. Keeping your family and home safe and protected is our number one priority. Edison Insurance Company has taken a bright and innovative approach to Florida homeowners insurance with coverage options allowing you to customize a policy to best fit your needs. To learn more about us, or to receive a personalized home insurance quote, visit our website
 

Is Your Home at Risk of Flooding?



 

Flooding has become an increasing risk over the past few years, especially in Florida. Flooding can occur in your community for many reasons including storm surge caused by a hurricane or tropical storm, heavy rainfall, or river overflow. If your home is located in a poorly drained or low-lying area, you could be at an increased risk.  It is important you understand your risk of a flood event in your home or community.
 

Floods can occur at any time and anywhere, making it the most common disaster in the United States. It can only take one heavy rainfall to cause devastating damage to homes and communities. In fact, FloodSmart estimates just one inch of flood water can cause roughly $25,000 in damages to your home and your possessions. You do not need to live in a high-risk flood zone to experience flood damage either. More than 20 percent of all reported flood claims come from homes located outside of high-risk flood zones.

 
Flood Insurance in Florida: Flooding is a frequent hazard in Florida and is a threat to communities from coast to coast. Over the past few years, we have seen the increasing risk of floods from hurricanes and heavy rainstorms. To ensure you are fully covered in the event of a flood, you need to understand your home’s risk of a flood. As a homeowner in Florida, you more than likely need flood insurance to provide coverage for your home and possessions. Many are surprised to learn flood damage is not covered under your standard home insurance policy. Flood insurance must be purchased through private carries, like Edison Insurance Company or through the NFIP. Edison’s flood endorsement allows eligible policyholders to secure flood insurance coverage up to a selected amount, eliminating the need for a standalone flood policy. To learn more about obtaining flood insurance with Edison Insurance Company, speak with your agent.
 

It is essential you and your family are prepared for a flood regardless of your risk. Visit our blog for some reasons why you need a flood preparedness plan and for some tips developing your flood preparedness plan.
 


 
As a Florida homeowner, it is important to protect your property should the unexpected occur. Homeowners insurance coverage to fit the needs of your family is available through Edison Insurance Company. Should you have any questions or concerns about your policy, contact your agent, or call us at 866-568-8922. 

Spring Break-In Prevention Tips



 

March is the peak month for spring break vacations. Whether you are gone for a night, or an entire week, your empty home is a gold mine for potential thieves. Taking a few extra steps to keep your home safe can make all the difference. Don’t take chances on a potential break in this spring break by following these simple prevention tips.

 
Lock your doors and set your alarm: Sometimes the stress of getting the family packed and ready to leave on time can cause you to forget the basics before you go. Take a few minutes to check outside doors and windows to make sure they are locked, and then set your alarm.
 
Bring in your spare key: Many homes have a hidden key located somewhere on their property and some criminals are smart enough to go looking for your hidden key while you are away. Be sure to place hidden keys in a safe place before you leave.
 
Simulate occupancy: Keep some lights on in normally populated areas of your home using a timer. Keeping your lights off night-after-night while you are will alert a potential thief will know you aren’t home.
 
Have a trusty neighbor or friend: Ask your neighbor or a friend you trust to check in on your house and collect your mail while you are out of town.
 
Wait to share: One of the easiest ways criminals know you are out of town is when you post your vacation photos, or “check-in” at the awesome places you are visiting on social media. It is highly recommended to wait until you are back at home to share all your vacation fun with your friends and family on social media.
 
We hope you can pack your peace-of-mind with a few of these helpful tips before you embark on your well-deserved spring break vacation. We hope you enjoy your time away, and in case the unfortunate occurs, you can be sure Edison Insurance Company will be ready to assist you.
 
 
Allow Edison Insurance Company to shine our light on you and your family by insuring your home, condominium, and precious belongings. Should the unexpected occur, you will be our focus while we restore your home. To learn more about Edison Insurance Company, please give us a call for a home insurance quote at 866-568-8922 or visit our website

Spring Forward with Ease into Daylight Saving Time



Daylight Saving Time begins again at 2:00 am on March 10th. We will be setting our clocks forward one hour to lose the extra hour of sleep. Although an hour may not seem like much, it can alter your sleeping patterns and daily routines. Keep these tips in mind to “spring forward” with ease:
 
  • To assist your body in adjusting to the time change, go to sleep earlier than usual.
 
  • Due to the time change, your body clock may be a bit off. Do not forget to set your alarms.
 
  • Try to stay consistent with your eating, exercising, bed and social times.
 
  • Try to cut your caffeine intake in the afternoon and evening to help you fall asleep quicker.
 
  • Traffic accidents increase due to sleep deprivation. Be sure to stay alert on the roads, as many other drivers may be adjusting to the time change as well.
 
 
By taking a few of these steps, you should adjust to the change in no time. The beginning of Daylight Saving Time also serves as a great reminder to check and change the batteries in your smoke and carbon monoxide detectors in your home.  Daylight Saving Time will officially end at 2:00 am on November 3rd.
 
 
Thank you for visiting our blog. Hopefully, you came away with some great home insurance and safety tips. Edison Insurance Company’s mission is to provide quality coverage at competitive rates while providing exceptional service.  For more information on Florida home insurance or to get a quote, please call (866) 568-8922.

Fix a Leak Week


March 18-24 is “Fix a Leak Week”. Created by the EPA, Fix a Leak Week serves as a reminder to check for pipe leaks inside and outside of our homes. The EPA estimates household leaks account for nearly one trillion gallons of water lost nationwide each year. The most common types of leaks found in your home include faucets, toilets, and other valves. It is important you know how to check for leaks, so they can be repaired as soon as possible. Doing so will help the environment, avoid a potential water claim, and may save you some money on your water bill.
 
How to check for leaks:
  • The first way to identify a leak is by comparing your water usage. An average family of four can use roughly 400 gallons of water every day. If your usage exceeds 12,000 gallons per month, there is most likely a leak in your home.
 
  • Look for toilet leaks by placing a drop of food coloring in the toilet tank. If the color shows up in the bowl after about 10 minutes, there’s a leak. Don’t forget to flush the toilet after your test to avoid staining the tank.
 
  • Worn faucet washers and gaskets are the main cause of leaks in your sinks. Be sure to inspect them to see if they are leaking, or if any water is visible outside the pipe.
 
 
Just a little leak in a pipe can cause thousands in damages to your home. It is important you take steps to mitigate damages.  If you do not feel comfortable checking for leaks yourself, contact a local plumbing company for assistance. Although Fix a Leak Week is from March 18-24, remember to check for leaks inside and outside of your home throughout the year.
 
 
As a Florida homeowner, it is important to protect your property should the unexpected occur. Sufficient insurance coverage to fit the needs of your family is available through Edison Insurance Company. Should you have any questions or concerns about your policy, contact your agent, or call us at 866-568-8922. 

Painting Tips to Freshen up the Look of Your Home



 

After some time, your house can begin to look a little worn or dated. With a few simple steps, your home can look good as new without turning into a costly project. One of the best ways to do so is with a fresh coat of paint to add a pop of color. Here are a few tips to assist you with the painting process.

 
How to pick the right color and finish:
Picking a paint color can be very overwhelming with the hundreds of color options available at your local home improvement store. Consider bringing home a few different options before deciding on a color. Paint large areas of your walls to see which paint color will look best. A helpful tip is to see how your selections look during different times of the day and in different lighting as lights and shadows may change the color throughout the day. Don’t forget about the finish of your paint.  There are many options to choose from when picking the finish of your paint as well. You want to make sure you choose the right finish for the area of your home you are painting.
 

How much paint will you need?
To save some money, try to purchase the correct amount of paint for your area. Measure your walls and bring the measurements to your local home improvement or paint store and have an associate help you select a precise amount. Don’t forget to buy an extra quart of paint for touch-ups, you never know when you may need it.

 
You don’t have to paint an entire space:
If you do not want to paint an entire room, consider adding a simple accent wall for a pop of color. In doing so, you can add some nice dimensions to your room.  You don’t even have to paint a wall to get a fresh look. A simple coat of paint on your baseboards or crown molding can brighten up the look of your home. If you are looking for a simple pop of color, consider painting a cabinet or other piece of furniture a fun color.

 
We hope these tips will help you with your painting project. For more painting tips, click here.
 
Thank you for visiting the Edison Insurance Company Blog. Keeping your family and home safe and protected is our number one priority. Edison Insurance Company has taken a bright and innovative approach to Florida homeowners insurance with coverage options allowing you to customize a policy to best fit your needs. To learn more about us, or to receive a personalized home insurance quote, visit our website

3 Ways to Show Your Home Some Love This Month


February is a month all about love, as such, you should take some time this month to show your home some love. Giving areas of your home a little TLC can go a long way in keeping your home safe, increasing its value, and may even save you some money. Here are a few ideas to consider:

 
Curb appeal is key
Your home’s curb appeal is the first impression others have of your home. Little improvements you make now, can go a long way. Remove dirt build up from your sidewalk, driveway, and walkways with a good power wash. It’s the perfect time to exercise your green thumb to make some changes to your landscape while the weather is a bit cooler.
 

Have a paint party
See your home in a new light with a fresh coat of paint. Painting can be a simple and inexpensive way to change the whole look of a room. If you do not want to paint an entire space, consider adding a pop of color with an accent wall or painting a piece of furniture.

 
Easy updates
There are so many new innovations available for your home, which may save you some money and keep your home and family safe. Consider installing programmable lights, thermostats and security systems to give you the ability to set your devices remotely, or to work on your schedule.
 
 
We hope you these tips give you some inspiration to show your home some TLC. For more ideas, click here. Happy updating!
 
 
 
As a Florida homeowner, it is important to protect your property should the unexpected occur. Sufficient insurance coverage to fit the needs of your family is available through Edison Insurance Company. Should you have any questions or concerns about your policy, contact your agent, or call us at 866-568-8922. 

Tips to Create a Clutter-Free Home


 
As the years go by, our homes accumulate quite a bit of clutter. Finding the time to donate or toss away unwanted items which take up space in your home can be daunting and decluttering your entire home may feel like quite an undertaking. However, it is possible to do without driving yourself crazy.  It is best to take the time to declutter room by room.  Here are some tips to declutter your home room by room:

 
Bedrooms: We tend to let items accumulate in drawers and counters. Begin with your nightstands and recycle or throw out items which are no longer in use such as broken chargers, tissues, books and magazines. Do the same thing to tops of dressers or chests. If any clothing or other items are out of place, put them back in their proper spots in your home.

 
Closets: Start by decluttering your closet by type, such as shoes, shirts, pants, undergarments, etc. Sort by what you will toss, keep, and donate. Whichever items you have decided to keep should be put away neatly and in their designated spot in your closet or dresser.
 

Bathrooms: Soaps, lotions, shampoos, medicines, makeup, and other products can take over bathroom cabinets and countertops. Try to take everything out of your cabinets and drawers and placing them on your countertop. Dispose of all expired medications, makeup, products, etc. Consider purchasing baskets or bins to neatly put back all your items. Don’t forget the shower and tub. Be sure to remove any old products no longer in use.
 

Living room: Keeping your living room neat can be quite a challenge, especially for families on the go. Decide on a storage area for your most used items such as books/magazines, and remote controls. Try to discard or donate items no longer in use such as older electronics and kids or pet toys. You will most likely need to declutter this space regularly.
 

Kitchen: Keeping your kitchen clutter free can be quite a challenge, as it is one of the most frequented and utilized spaces in your home. As such, the kitchen is home to several different items. It is recommended to start in one area or category of your kitchen at a time. For example, start with emptying cabinets to rid it of any unwanted items. Once complete, put all the items back to where they belong. Keeping your countertops clean and tidy by removing or relocating as many items as possible. A quick tip is to only keep the items you use every day on your countertops.
 
 
Remember, decluttering your home is a marathon, not a sprint. By tackling your home clutter room by room, you will see results quickly and efficiently. If you have lots of paper clutter, click here to read our blog on organizing your important paperwork. We hope these steps will help you in making your home the space you’ve wanted it to be.
 

Thank you for visiting our blog. Hopefully, you came away with some great home insurance and safety tips. Edison Insurance Company’s mission is to provide quality coverage at competitive rates while providing exceptional service.  For more information on Florida homeowners insurance or to get a quote, please call (866) 568-8922.

Make 2019 Your Year to Get Organized


 
Is your wallet, purse, drawers, cabinets, and counters cluttered with piles of paperwork? If not handled daily, paper clutter can accumulate quickly and become quite overwhelming. Thankfully, with some easy tricks, it only takes a few hours to banish paper clutter and get organized.  With a few of these helpful tips start your year off with a fresh and organized start.
 
Declutter: Start by gathering all the paperwork in your home. Don’t forget old coupons, take-out menus, and other flyers.

Sort: Once you have gathered all your scraps of paperwork, sort into piles for items you can keep or throw away. Put important documents, such as passports, tax returns, medical files, insurance policies etc. into its own pile for safe keeping.

Shred: Documents with your personal information including your address, phone number, bank account information or social security number should be shredded. In doing so, you are protecting yourself from identity theft.

Store Safely: Your important paperwork, including social security cards, birth certificates, marriage certificates, passports, banking documents, and insurance policies should be stored in a water and fireproof safe.

File: All your other paperwork should be kept organized in file folders in a cabinet or drawer. Consider color coordinating and labeling your files for different topics for easy access.

Go Paperless: Consider scanning your documents into your computer for safe keeping. Most banks and companies offer paperless options to receive your bills and statements via email. Edison Insurance offers our agents and policyholders the option to enroll in “Green Solutions” which will allow you to access your insurance documents and policy information from the convenience of your computer.
 

We hope these simple tips will help you get organized in 2019. For more tips for storing your documents, click here.

 
As a Florida homeowner, it is important to protect your property should the unexpected occur. Sufficient insurance coverage to fit the needs of your family is available through Edison Insurance Company. Should you have any questions or concerns about your policy, contact your agent, or call us at 866-568-8922.